---
title: "$15 an hour after taxes in Massachusetts: $25,866 a year (2026)"
description: "$15 an hour in Massachusetts is $31,200 a year. After 2026 taxes you keep $25,866 a year, $995 every two weeks, or $2,155 a month."
url: https://getnetwage.com/hourly/15-an-hour/massachusetts/
updated: 2026-09-26
site: "GetNetWage"
language: en-US
---

# $15 an hour after taxes in Massachusetts

$15 an hour is **$31,200 a year** before tax at 40 hours a week.

After 2026 federal, FICA and Massachusetts taxes, you keep

$25,866 a year, estimated

Annual tax estimate averaged by pay period. Actual employer withholding depends on your W-4 and payroll. Excludes local income tax, dependents, credits and other income. Joint filing models one earner.

Massachusetts has a flat 5% income tax.

- **Every two weeks**: $995
- **Every month**: $2,155
- **Effective tax rate**: 17.1%

Tax year 2026. Single filer, 40.0 hours per working week, 52 paid weeks. Sources and individual retrieval dates.

## Where $15 an hour goes in Massachusetts

**Estimated annual liability averaged by period for $15 an hour in Massachusetts; single, one earner**

| Line | Every two weeks | Year |
| --- | --- | --- |
| Gross pay | $1,200.00 | $31,200.00 |
| Federal income tax | −$60.15 | −$1,564.00 |
| Social Security tax | −$74.40 | −$1,934.40 |
| Medicare tax | −$17.40 | −$452.40 |
| Massachusetts income tax | −$47.69 | −$1,240.00 |
| Massachusetts PFML (employee share: all of family 0.18% + 40% of medical 0.70%) | −$5.52 | −$143.52 |
| Take-home pay | $994.83 | $25,865.68 |

*Chart: Of every $100 of gross pay at $15 an hour in Massachusetts: Take-home pay $82.90; Federal income tax $5.01; Social Security $6.20; Medicare $1.45; Massachusetts income tax $3.97; Massachusetts PFML (employee share: all of family 0.18% + 40% of medical 0.70%) $0.46.*

*Where each $100 of gross pay goes*

## $15 an hour per paycheck, month and day in Massachusetts

**$15 an hour in Massachusetts: gross and take-home by pay period (2026, single filer)**

| Period | Gross | Taxes and deductions | Take-home |
| --- | --- | --- | --- |
| Year | $31,200 | −$5,334 | $25,866 |
| Month | $2,600 | −$445 | $2,155 |
| Every two weeks | $1,200 | −$205 | $995 |
| Twice a month | $1,300 | −$222 | $1,078 |
| Week | $600 | −$103 | $497 |
| Day | $120 | −$21 | $99 |

Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line of the pay stub above.

## If you work more or fewer hours

**$15 an hour at different weekly hours in Massachusetts. Hours over 40 are paid at $22.50 (1.5×).**

| Hours a week | Weekly gross | Yearly gross | Yearly take-home | Biweekly take-home |
| --- | --- | --- | --- | --- |
| 20 | $300 | $15,600 | $13,835 | $532 |
| 25 | $375 | $19,500 | $16,898 | $650 |
| 30 | $450 | $23,400 | $19,912 | $766 |
| 35 | $525 | $27,300 | $22,921 | $882 |
| 40 | $600 | $31,200 | $25,866 | $995 |
| 45 5 overtime | $713 | $37,050 | $30,481 | $1,172 |
| 50 10 overtime | $825 | $42,900 | $35,096 | $1,350 |

Eligible FLSA overtime premium may qualify for a 2025–2028 federal deduction, capped at $12,500 for single filers before the MAGI phaseout. These examples assume eligibility. Overtime is still wages; FICA and modeled state taxes apply, and employer withholding does not automatically disappear. [Choose eligibility and paid weeks](https://getnetwage.com/calculator/).

## Example monthly budget

- **Rent at 30% of gross pay**: $780 a month
- **Needs (50% of take-home)**: $1,078 a month
- **Wants (30%)**: $647 a month
- **Savings and debt (20%)**: $431 a month

These are budgeting heuristics, not local rent data or a finding that a household can afford these costs. HUD's housing-burden benchmark includes housing costs and utilities, not rent alone. The 50/30/20 illustration uses $2,155 estimated monthly take-home; compare it with your actual bills and debts.

[Enter your own bills and savings](https://getnetwage.com/paycheck-budget/?net=2155.47&frequency=monthly&basis=estimate)

## How Massachusetts compares

Massachusetts taxes wages at a flat 5%. On $15 an hour ($31,200 a year) the state takes $1,240 in income tax (4% of gross) plus $144 in required state payroll contributions (Massachusetts PFML (employee share: all of family 0.18% + 40% of medical 0.70%)), the 49th lowest of 51 jurisdictions.

**$15 an hour, single filer. Selected state and nearby states first, followed by all remaining states. Periods are annual averages; local taxes and credits are excluded.**

|  |  |  | Compare |
| --- | --- | --- | --- |
| [Massachusetts](https://getnetwage.com/hourly/15-an-hour/massachusetts/) Selected | $1,384 | $25,866 | [Compare Massachusetts](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=MA) |
| [Connecticut](https://getnetwage.com/hourly/15-an-hour/connecticut/) | $640 | $26,610 | [Compare Connecticut](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=CT) |
| [New Hampshire](https://getnetwage.com/hourly/15-an-hour/new-hampshire/) | $0 | $27,249 | [Compare New Hampshire](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=NH) |
| [New York](https://getnetwage.com/hourly/15-an-hour/new-york/) | $1,254 | $25,995 | [Compare New York](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=NY) |
| [Rhode Island](https://getnetwage.com/hourly/15-an-hour/rhode-island/) | $896 | $26,353 | [Compare Rhode Island](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=RI) |
| [Vermont](https://getnetwage.com/hourly/15-an-hour/vermont/)Provisional parameters | $611 | $26,638 | [Compare Vermont](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=VT) |
| [California](https://getnetwage.com/hourly/15-an-hour/california/)Provisional parameters | $652 | $26,598 | [Compare California](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=CA) |
| [Florida](https://getnetwage.com/hourly/15-an-hour/florida/) | $0 | $27,249 | [Compare Florida](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=FL) |
| [Nevada](https://getnetwage.com/hourly/15-an-hour/nevada/) | $0 | $27,249 | [Compare Nevada](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=NV) |
| [North Dakota](https://getnetwage.com/hourly/15-an-hour/north-dakota/) | $0 | $27,249 | [Compare North Dakota](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=ND) |
| [South Dakota](https://getnetwage.com/hourly/15-an-hour/south-dakota/) | $0 | $27,249 | [Compare South Dakota](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=SD) |
| [Tennessee](https://getnetwage.com/hourly/15-an-hour/tennessee/) | $0 | $27,249 | [Compare Tennessee](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=TN) |
| [Texas](https://getnetwage.com/hourly/15-an-hour/texas/) | $0 | $27,249 | [Compare Texas](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=TX) |
| [Wyoming](https://getnetwage.com/hourly/15-an-hour/wyoming/) | $0 | $27,249 | [Compare Wyoming](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=WY) |
| [Alaska](https://getnetwage.com/hourly/15-an-hour/alaska/) | $156 | $27,093 | [Compare Alaska](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=AK) |
| [South Carolina](https://getnetwage.com/hourly/15-an-hour/south-carolina/) | $322 | $26,927 | [Compare South Carolina](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=SC) |
| [New Mexico](https://getnetwage.com/hourly/15-an-hour/new-mexico/) | $363 | $26,886 | [Compare New Mexico](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=NM) |
| [Arizona](https://getnetwage.com/hourly/15-an-hour/arizona/) | $378 | $26,872 | [Compare Arizona](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=AZ) |
| [Ohio](https://getnetwage.com/hourly/15-an-hour/ohio/) | $388 | $26,862 | [Compare Ohio](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=OH) |
| [Washington](https://getnetwage.com/hourly/15-an-hour/washington/) | $433 | $26,816 | [Compare Washington](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=WA) |
| [Missouri](https://getnetwage.com/hourly/15-an-hour/missouri/)Provisional parameters | $511 | $26,739 | [Compare Missouri](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=MO) |
| [Mississippi](https://getnetwage.com/hourly/15-an-hour/mississippi/) | $516 | $26,733 | [Compare Mississippi](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=MS) |
| [Iowa](https://getnetwage.com/hourly/15-an-hour/iowa/) | $534 | $26,715 | [Compare Iowa](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=IA) |
| [Louisiana](https://getnetwage.com/hourly/15-an-hour/louisiana/) | $551 | $26,698 | [Compare Louisiana](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=LA) |
| [Idaho](https://getnetwage.com/hourly/15-an-hour/idaho/)Provisional parameters | $555 | $26,694 | [Compare Idaho](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=ID) |
| [Nebraska](https://getnetwage.com/hourly/15-an-hour/nebraska/)Provisional parameters | $565 | $26,684 | [Compare Nebraska](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=NE) |
| [Utah](https://getnetwage.com/hourly/15-an-hour/utah/)Provisional parameters | $585 | $26,664 | [Compare Utah](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=UT) |
| [Wisconsin](https://getnetwage.com/hourly/15-an-hour/wisconsin/)Provisional parameters | $650 | $26,599 | [Compare Wisconsin](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=WI) |
| [Arkansas](https://getnetwage.com/hourly/15-an-hour/arkansas/)Provisional parameters | $667 | $26,582 | [Compare Arkansas](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=AR) |
| [Montana](https://getnetwage.com/hourly/15-an-hour/montana/) | $710 | $26,540 | [Compare Montana](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=MT) |
| [New Jersey](https://getnetwage.com/hourly/15-an-hour/new-jersey/) | $722 | $26,527 | [Compare New Jersey](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=NJ) |
| [Hawaii](https://getnetwage.com/hourly/15-an-hour/hawaii/) | $735 | $26,514 | [Compare Hawaii](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=HI) |
| [North Carolina](https://getnetwage.com/hourly/15-an-hour/north-carolina/) | $736 | $26,513 | [Compare North Carolina](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=NC) |
| [Maine](https://getnetwage.com/hourly/15-an-hour/maine/)Provisional parameters | $751 | $26,499 | [Compare Maine](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=ME) |
| [West Virginia](https://getnetwage.com/hourly/15-an-hour/west-virginia/) | $765 | $26,484 | [Compare West Virginia](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=WV) |
| [District of Columbia](https://getnetwage.com/hourly/15-an-hour/district-of-columbia/)Provisional parameters | $772 | $26,477 | [Compare District of Columbia](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=DC) |
| [Colorado](https://getnetwage.com/hourly/15-an-hour/colorado/) | $802 | $26,448 | [Compare Colorado](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=CO) |
| [Georgia](https://getnetwage.com/hourly/15-an-hour/georgia/) | $808 | $26,441 | [Compare Georgia](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=GA) |
| [Oklahoma](https://getnetwage.com/hourly/15-an-hour/oklahoma/) | $859 | $26,391 | [Compare Oklahoma](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=OK) |
| [Indiana](https://getnetwage.com/hourly/15-an-hour/indiana/) | $891 | $26,358 | [Compare Indiana](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=IN) |
| [Kansas](https://getnetwage.com/hourly/15-an-hour/kansas/) | $959 | $26,291 | [Compare Kansas](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=KS) |
| [Kentucky](https://getnetwage.com/hourly/15-an-hour/kentucky/) | $974 | $26,275 | [Compare Kentucky](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=KY) |
| [Pennsylvania](https://getnetwage.com/hourly/15-an-hour/pennsylvania/) | $980 | $26,270 | [Compare Pennsylvania](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=PA) |
| [Virginia](https://getnetwage.com/hourly/15-an-hour/virginia/) | $980 | $26,269 | [Compare Virginia](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=VA) |
| [Minnesota](https://getnetwage.com/hourly/15-an-hour/minnesota/)Provisional parameters | $991 | $26,259 | [Compare Minnesota](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=MN) |
| [Michigan](https://getnetwage.com/hourly/15-an-hour/michigan/)Provisional parameters | $1,073 | $26,176 | [Compare Michigan](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=MI) |
| [Maryland](https://getnetwage.com/hourly/15-an-hour/maryland/)Provisional parameters | $1,116 | $26,133 | [Compare Maryland](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=MD) |
| [Delaware](https://getnetwage.com/hourly/15-an-hour/delaware/) | $1,180 | $26,070 | [Compare Delaware](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=DE) |
| [Alabama](https://getnetwage.com/hourly/15-an-hour/alabama/) | $1,231 | $26,019 | [Compare Alabama](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=AL) |
| [Illinois](https://getnetwage.com/hourly/15-an-hour/illinois/) | $1,400 | $25,850 | [Compare Illinois](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=IL) |
| [Oregon](https://getnetwage.com/hourly/15-an-hour/oregon/)Provisional parameters | $1,997 | $25,252 | [Compare Oregon](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=15&a_state=MA&b_mode=hourly&b_amount=15&b_state=OR) |

Use the heading buttons to sort with JavaScript. Every state link and all annual values remain available without it. [Compare different salaries and benefits](https://getnetwage.com/compare-states/).

## Questions people ask about $15 an hour in Massachusetts

### How much is $15 an hour a year after taxes in Massachusetts?

Working 40 hours a week for 52 weeks, $15 an hour is $31,200 before tax. After $1,564 federal income tax, $2,387 Social Security and Medicare, and $1,384 in Massachusetts state taxes, you take home $25,866 a year as a single filer in 2026.

### How much is $15 an hour biweekly after taxes in Massachusetts?

$15 an hour is $1,200 gross every two weeks. After taxes a biweekly paycheck comes to about $995.

### $15 an hour is how much a month?

$15 an hour is $2,600 a month before tax and about $2,155 after tax in Massachusetts, averaged over 12 months.

### How much rent can I afford on $15 an hour?

The 30% rule puts rent at $780 a month on $2,600 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $1,078.

### How much is $15 an hour with overtime in Massachusetts?

At 50 hours a week (10 hours at $22.50), you earn $42,900 a year and keep $35,096. The 2026 federal overtime deduction takes $3,900 of overtime premium out of federal taxable income; Social Security and Medicare still apply.

### How much Massachusetts state tax comes out of $15 an hour?

$1,240 a year, or $48 per biweekly paycheck, in Massachusetts income tax, plus $144 a year in state payroll contributions. Local income taxes, where they exist, are not included.

## Sources and assumptions

Tax year 2026. Annual tax for one earner with no dependents, other income or credits; 52 paid weeks unless changed in the calculator. Hourly earnings assume time-and-a-half after 40 hours. The overtime deduction requires qualifying FLSA premium. Local income taxes are not included. [How we calculate](https://getnetwage.com/methodology/).

- [Schedule 1-A Part III](https://www.irs.gov/pub/irs-pdf/f1040s1a.pdf): overtime cap before whole-$1,000 phaseout steps; [August 2026 eligibility and withholding guidance](https://www.irs.gov/pub/taxpros/fs-2026-13.pdf). Checked September 27, 2026; recheck when the final 2026 form is issued.
- [IRS 2026 employee contribution limits](https://www.irs.gov/newsroom/401k-limit-increases-to-24500-for-2026-ira-limit-increases-to-7500); [catch-up and Roth rules](https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-catch-up-contributions). Retrieved September 27, 2026.
- [IRS Revenue Procedure 2025-32](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf): federal brackets and standard deduction (retrieved 2026-09-26)
- [Social Security Administration](https://www.ssa.gov/oact/cola/cbb.html): 2026 wage base; [IRS](https://www.irs.gov/taxtopics/tc560): Medicare and Additional Medicare Tax
- [Massachusetts tax source](https://malegislature.gov/Laws/GeneralLaws/PartI/TitleIX/Chapter62/Section4) (retrieved 2026-09-26)

## Nearby wages

- [$10 an hour in Massachusetts](https://getnetwage.com/hourly/10-an-hour/massachusetts/)$17,903
- [$14 an hour in Massachusetts](https://getnetwage.com/hourly/14-an-hour/massachusetts/)$24,308
- [$16 an hour in Massachusetts](https://getnetwage.com/hourly/16-an-hour/massachusetts/)$27,423
- [$20 an hour in Massachusetts](https://getnetwage.com/hourly/20-an-hour/massachusetts/)$33,654

## Same wage in other states

- [$15 an hour in Connecticut](https://getnetwage.com/hourly/15-an-hour/connecticut/)$26,610
- [$15 an hour in New Hampshire](https://getnetwage.com/hourly/15-an-hour/new-hampshire/)$27,249
- [$15 an hour in New York](https://getnetwage.com/hourly/15-an-hour/new-york/)$25,995
- [$15 an hour in Rhode Island](https://getnetwage.com/hourly/15-an-hour/rhode-island/)$26,353
- [$15 an hour in Vermont](https://getnetwage.com/hourly/15-an-hour/vermont/)$26,638
- [$15 an hour in California](https://getnetwage.com/hourly/15-an-hour/california/)$26,598
- [$15 an hour in Texas](https://getnetwage.com/hourly/15-an-hour/texas/)$27,249
- [$15 an hour in Florida](https://getnetwage.com/hourly/15-an-hour/florida/)$27,249

## Other ways to look at it

- [$31,000 a year in Massachusetts](https://getnetwage.com/salary/31000/massachusetts/)
- [$15 an hour before state tax](https://getnetwage.com/hourly/15-an-hour/)
- [Massachusetts paycheck calculator](https://getnetwage.com/state/massachusetts/)