---
title: "$23 an hour after taxes in Tennessee: $40,619 a year (2026)"
description: "$23 an hour in Tennessee is $47,840 a year. After 2026 taxes you keep $40,619 a year, $1,562 every two weeks, or $3,385 a month."
url: https://getnetwage.com/hourly/23-an-hour/tennessee/
updated: 2026-09-26
site: "GetNetWage"
language: en-US
---

# $23 an hour after taxes in Tennessee

$23 an hour is **$47,840 a year** before tax at 40 hours a week.

After 2026 federal, FICA and Tennessee taxes, you keep

$40,619 a year, estimated

Annual tax estimate averaged by pay period. Actual employer withholding depends on your W-4 and payroll. Excludes local income tax, dependents, credits and other income. Joint filing models one earner.

Tennessee has no state income tax on wages.

- **Every two weeks**: $1,562
- **Every month**: $3,385
- **Effective tax rate**: 15.1%

Tax year 2026. Single filer, 40.0 hours per working week, 52 paid weeks. Sources and individual retrieval dates.

## Where $23 an hour goes in Tennessee

**Estimated annual liability averaged by period for $23 an hour in Tennessee; single, one earner**

| Line | Every two weeks | Year |
| --- | --- | --- |
| Gross pay | $1,840.00 | $47,840.00 |
| Federal income tax | −$136.95 | −$3,560.80 |
| Social Security tax | −$114.08 | −$2,966.08 |
| Medicare tax | −$26.68 | −$693.68 |
| Tennessee income tax (none) | $0.00 | $0.00 |
| Take-home pay | $1,562.29 | $40,619.44 |

*Chart: Of every $100 of gross pay at $23 an hour in Tennessee: Take-home pay $84.91; Federal income tax $7.44; Social Security $6.20; Medicare $1.45; Tennessee income tax $0.00.*

*Where each $100 of gross pay goes*

## $23 an hour per paycheck, month and day in Tennessee

**$23 an hour in Tennessee: gross and take-home by pay period (2026, single filer)**

| Period | Gross | Taxes and deductions | Take-home |
| --- | --- | --- | --- |
| Year | $47,840 | −$7,221 | $40,619 |
| Month | $3,987 | −$602 | $3,385 |
| Every two weeks | $1,840 | −$278 | $1,562 |
| Twice a month | $1,993 | −$301 | $1,692 |
| Week | $920 | −$139 | $781 |
| Day | $184 | −$28 | $156 |

Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line of the pay stub above.

## If you work more or fewer hours

**$23 an hour at different weekly hours in Tennessee. Hours over 40 are paid at $34.50 (1.5×).**

| Hours a week | Weekly gross | Yearly gross | Yearly take-home | Biweekly take-home |
| --- | --- | --- | --- | --- |
| 20 | $460 | $23,920 | $21,308 | $820 |
| 25 | $575 | $29,900 | $26,205 | $1,008 |
| 30 | $690 | $35,880 | $31,010 | $1,193 |
| 35 | $805 | $41,860 | $35,815 | $1,377 |
| 40 | $920 | $47,840 | $40,619 | $1,562 |
| 45 5 overtime | $1,093 | $56,810 | $48,186 | $1,853 |
| 50 10 overtime | $1,265 | $65,780 | $55,752 | $2,144 |

Eligible FLSA overtime premium may qualify for a 2025–2028 federal deduction, capped at $12,500 for single filers before the MAGI phaseout. These examples assume eligibility. Overtime is still wages; FICA and modeled state taxes apply, and employer withholding does not automatically disappear. [Choose eligibility and paid weeks](https://getnetwage.com/calculator/).

## Example monthly budget

- **Rent at 30% of gross pay**: $1,196 a month
- **Needs (50% of take-home)**: $1,692 a month
- **Wants (30%)**: $1,015 a month
- **Savings and debt (20%)**: $677 a month

These are budgeting heuristics, not local rent data or a finding that a household can afford these costs. HUD's housing-burden benchmark includes housing costs and utilities, not rent alone. The 50/30/20 illustration uses $3,385 estimated monthly take-home; compare it with your actual bills and debts.

[Enter your own bills and savings](https://getnetwage.com/paycheck-budget/?net=3384.95&frequency=monthly&basis=estimate)

## How Tennessee compares

Tennessee has no state income tax on wages, so on $23 an hour ($47,840 a year) you pay only federal income tax, Social Security and Medicare. That ties Tennessee with 7 other states for the lowest state tax on this pay among 51 jurisdictions.

**$23 an hour, single filer. Selected state and nearby states first, followed by all remaining states. Periods are annual averages; local taxes and credits are excluded.**

|  |  |  | Compare |
| --- | --- | --- | --- |
| [Tennessee](https://getnetwage.com/hourly/23-an-hour/tennessee/) Selected | $0 | $40,619 | [Compare Tennessee](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=TN) |
| [Alabama](https://getnetwage.com/hourly/23-an-hour/alabama/) | $1,974 | $38,645 | [Compare Alabama](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=AL) |
| [Arkansas](https://getnetwage.com/hourly/23-an-hour/arkansas/)Provisional parameters | $1,282 | $39,337 | [Compare Arkansas](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=AR) |
| [Georgia](https://getnetwage.com/hourly/23-an-hour/georgia/) | $1,639 | $38,981 | [Compare Georgia](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=GA) |
| [Kentucky](https://getnetwage.com/hourly/23-an-hour/kentucky/) | $1,557 | $39,063 | [Compare Kentucky](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=KY) |
| [Missouri](https://getnetwage.com/hourly/23-an-hour/missouri/)Provisional parameters | $1,269 | $39,350 | [Compare Missouri](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=MO) |
| [Mississippi](https://getnetwage.com/hourly/23-an-hour/mississippi/) | $1,182 | $39,438 | [Compare Mississippi](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=MS) |
| [Florida](https://getnetwage.com/hourly/23-an-hour/florida/) | $0 | $40,619 | [Compare Florida](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=FL) |
| [Nevada](https://getnetwage.com/hourly/23-an-hour/nevada/) | $0 | $40,619 | [Compare Nevada](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=NV) |
| [New Hampshire](https://getnetwage.com/hourly/23-an-hour/new-hampshire/) | $0 | $40,619 | [Compare New Hampshire](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=NH) |
| [North Dakota](https://getnetwage.com/hourly/23-an-hour/north-dakota/) | $0 | $40,619 | [Compare North Dakota](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=ND) |
| [South Dakota](https://getnetwage.com/hourly/23-an-hour/south-dakota/) | $0 | $40,619 | [Compare South Dakota](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=SD) |
| [Texas](https://getnetwage.com/hourly/23-an-hour/texas/) | $0 | $40,619 | [Compare Texas](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=TX) |
| [Wyoming](https://getnetwage.com/hourly/23-an-hour/wyoming/) | $0 | $40,619 | [Compare Wyoming](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=WY) |
| [Alaska](https://getnetwage.com/hourly/23-an-hour/alaska/) | $239 | $40,380 | [Compare Alaska](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=AK) |
| [Washington](https://getnetwage.com/hourly/23-an-hour/washington/) | $664 | $39,956 | [Compare Washington](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=WA) |
| [Arizona](https://getnetwage.com/hourly/23-an-hour/arizona/) | $794 | $39,826 | [Compare Arizona](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=AZ) |
| [South Carolina](https://getnetwage.com/hourly/23-an-hour/south-carolina/) | $856 | $39,763 | [Compare South Carolina](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=SC) |
| [Ohio](https://getnetwage.com/hourly/23-an-hour/ohio/) | $872 | $39,747 | [Compare Ohio](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=OH) |
| [Louisiana](https://getnetwage.com/hourly/23-an-hour/louisiana/) | $1,050 | $39,569 | [Compare Louisiana](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=LA) |
| [New Mexico](https://getnetwage.com/hourly/23-an-hour/new-mexico/) | $1,090 | $39,530 | [Compare New Mexico](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=NM) |
| [Iowa](https://getnetwage.com/hourly/23-an-hour/iowa/) | $1,166 | $39,453 | [Compare Iowa](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=IA) |
| [Vermont](https://getnetwage.com/hourly/23-an-hour/vermont/)Provisional parameters | $1,169 | $39,451 | [Compare Vermont](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=VT) |
| [Nebraska](https://getnetwage.com/hourly/23-an-hour/nebraska/)Provisional parameters | $1,297 | $39,322 | [Compare Nebraska](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=NE) |
| [West Virginia](https://getnetwage.com/hourly/23-an-hour/west-virginia/) | $1,353 | $39,266 | [Compare West Virginia](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=WV) |
| [Indiana](https://getnetwage.com/hourly/23-an-hour/indiana/) | $1,382 | $39,238 | [Compare Indiana](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=IN) |
| [North Carolina](https://getnetwage.com/hourly/23-an-hour/north-carolina/) | $1,400 | $39,219 | [Compare North Carolina](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=NC) |
| [Idaho](https://getnetwage.com/hourly/23-an-hour/idaho/)Provisional parameters | $1,437 | $39,182 | [Compare Idaho](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=ID) |
| [Wisconsin](https://getnetwage.com/hourly/23-an-hour/wisconsin/)Provisional parameters | $1,470 | $39,149 | [Compare Wisconsin](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=WI) |
| [New Jersey](https://getnetwage.com/hourly/23-an-hour/new-jersey/) | $1,487 | $39,133 | [Compare New Jersey](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=NJ) |
| [Montana](https://getnetwage.com/hourly/23-an-hour/montana/) | $1,492 | $39,128 | [Compare Montana](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=MT) |
| [Pennsylvania](https://getnetwage.com/hourly/23-an-hour/pennsylvania/) | $1,502 | $39,117 | [Compare Pennsylvania](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=PA) |
| [California](https://getnetwage.com/hourly/23-an-hour/california/)Provisional parameters | $1,532 | $39,088 | [Compare California](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=CA) |
| [Utah](https://getnetwage.com/hourly/23-an-hour/utah/)Provisional parameters | $1,542 | $39,078 | [Compare Utah](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=UT) |
| [Colorado](https://getnetwage.com/hourly/23-an-hour/colorado/) | $1,607 | $39,012 | [Compare Colorado](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=CO) |
| [Oklahoma](https://getnetwage.com/hourly/23-an-hour/oklahoma/) | $1,607 | $39,012 | [Compare Oklahoma](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=OK) |
| [Rhode Island](https://getnetwage.com/hourly/23-an-hour/rhode-island/) | $1,703 | $38,916 | [Compare Rhode Island](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=RI) |
| [District of Columbia](https://getnetwage.com/hourly/23-an-hour/district-of-columbia/)Provisional parameters | $1,770 | $38,849 | [Compare District of Columbia](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=DC) |
| [Michigan](https://getnetwage.com/hourly/23-an-hour/michigan/)Provisional parameters | $1,780 | $38,839 | [Compare Michigan](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=MI) |
| [Maine](https://getnetwage.com/hourly/23-an-hour/maine/)Provisional parameters | $1,799 | $38,821 | [Compare Maine](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=ME) |
| [Hawaii](https://getnetwage.com/hourly/23-an-hour/hawaii/) | $1,869 | $38,750 | [Compare Hawaii](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=HI) |
| [Kansas](https://getnetwage.com/hourly/23-an-hour/kansas/) | $1,870 | $38,750 | [Compare Kansas](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=KS) |
| [Maryland](https://getnetwage.com/hourly/23-an-hour/maryland/)Provisional parameters | $1,906 | $38,713 | [Compare Maryland](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=MD) |
| [Virginia](https://getnetwage.com/hourly/23-an-hour/virginia/) | $1,937 | $38,683 | [Compare Virginia](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=VA) |
| [Connecticut](https://getnetwage.com/hourly/23-an-hour/connecticut/) | $1,952 | $38,668 | [Compare Connecticut](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=CT) |
| [Minnesota](https://getnetwage.com/hourly/23-an-hour/minnesota/)Provisional parameters | $1,954 | $38,665 | [Compare Minnesota](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=MN) |
| [Delaware](https://getnetwage.com/hourly/23-an-hour/delaware/) | $2,170 | $38,450 | [Compare Delaware](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=DE) |
| [Illinois](https://getnetwage.com/hourly/23-an-hour/illinois/) | $2,223 | $38,396 | [Compare Illinois](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=IL) |
| [New York](https://getnetwage.com/hourly/23-an-hour/new-york/) | $2,224 | $38,395 | [Compare New York](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=NY) |
| [Massachusetts](https://getnetwage.com/hourly/23-an-hour/massachusetts/) | $2,292 | $38,327 | [Compare Massachusetts](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=MA) |
| [Oregon](https://getnetwage.com/hourly/23-an-hour/oregon/)Provisional parameters | $3,395 | $37,224 | [Compare Oregon](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=23&a_state=TN&b_mode=hourly&b_amount=23&b_state=OR) |

Use the heading buttons to sort with JavaScript. Every state link and all annual values remain available without it. [Compare different salaries and benefits](https://getnetwage.com/compare-states/).

## Questions people ask about $23 an hour in Tennessee

### How much is $23 an hour a year after taxes in Tennessee?

Working 40 hours a week for 52 weeks, $23 an hour is $47,840 before tax. After $3,561 federal income tax, $3,660 Social Security and Medicare, and $0 in Tennessee state taxes, you take home $40,619 a year as a single filer in 2026.

### How much is $23 an hour biweekly after taxes in Tennessee?

$23 an hour is $1,840 gross every two weeks. After taxes a biweekly paycheck comes to about $1,562.

### $23 an hour is how much a month?

$23 an hour is $3,987 a month before tax and about $3,385 after tax in Tennessee, averaged over 12 months.

### How much rent can I afford on $23 an hour?

The 30% rule puts rent at $1,196 a month on $3,987 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $1,692.

### How much is $23 an hour with overtime in Tennessee?

At 50 hours a week (10 hours at $34.50), you earn $65,780 a year and keep $55,752. The 2026 federal overtime deduction takes $5,980 of overtime premium out of federal taxable income; Social Security and Medicare still apply.

### Does Tennessee take state income tax out of paychecks?

No. Tennessee has no state income tax on wages, so nothing is withheld for it. Local taxes are not included here.

## Sources and assumptions

Tax year 2026. Annual tax for one earner with no dependents, other income or credits; 52 paid weeks unless changed in the calculator. Hourly earnings assume time-and-a-half after 40 hours. The overtime deduction requires qualifying FLSA premium. Local income taxes are not included. [How we calculate](https://getnetwage.com/methodology/).

- [Schedule 1-A Part III](https://www.irs.gov/pub/irs-pdf/f1040s1a.pdf): overtime cap before whole-$1,000 phaseout steps; [August 2026 eligibility and withholding guidance](https://www.irs.gov/pub/taxpros/fs-2026-13.pdf). Checked September 27, 2026; recheck when the final 2026 form is issued.
- [IRS 2026 employee contribution limits](https://www.irs.gov/newsroom/401k-limit-increases-to-24500-for-2026-ira-limit-increases-to-7500); [catch-up and Roth rules](https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-catch-up-contributions). Retrieved September 27, 2026.
- [IRS Revenue Procedure 2025-32](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf): federal brackets and standard deduction (retrieved 2026-09-26)
- [Social Security Administration](https://www.ssa.gov/oact/cola/cbb.html): 2026 wage base; [IRS](https://www.irs.gov/taxtopics/tc560): Medicare and Additional Medicare Tax
- [Tennessee tax source](https://www.tn.gov/revenue.html) (retrieved 2026-09-26)

## Nearby wages

- [$18 an hour in Tennessee](https://getnetwage.com/hourly/18-an-hour/tennessee/)$32,263
- [$22 an hour in Tennessee](https://getnetwage.com/hourly/22-an-hour/tennessee/)$38,948
- [$24 an hour in Tennessee](https://getnetwage.com/hourly/24-an-hour/tennessee/)$42,291
- [$28 an hour in Tennessee](https://getnetwage.com/hourly/28-an-hour/tennessee/)$48,976

## Same wage in other states

- [$23 an hour in Alabama](https://getnetwage.com/hourly/23-an-hour/alabama/)$38,645
- [$23 an hour in Arkansas](https://getnetwage.com/hourly/23-an-hour/arkansas/)$39,337
- [$23 an hour in Georgia](https://getnetwage.com/hourly/23-an-hour/georgia/)$38,981
- [$23 an hour in Kentucky](https://getnetwage.com/hourly/23-an-hour/kentucky/)$39,063
- [$23 an hour in Missouri](https://getnetwage.com/hourly/23-an-hour/missouri/)$39,350
- [$23 an hour in Mississippi](https://getnetwage.com/hourly/23-an-hour/mississippi/)$39,438
- [$23 an hour in North Carolina](https://getnetwage.com/hourly/23-an-hour/north-carolina/)$39,219
- [$23 an hour in Virginia](https://getnetwage.com/hourly/23-an-hour/virginia/)$38,683

## Other ways to look at it

- [$48,000 a year in Tennessee](https://getnetwage.com/salary/48000/tennessee/)
- [$23 an hour before state tax](https://getnetwage.com/hourly/23-an-hour/)
- [Tennessee paycheck calculator](https://getnetwage.com/state/tennessee/)