---
title: "$91 an hour after taxes in Arkansas: $134,132 a year (2026)"
description: "$91 an hour in Arkansas is $189,280 a year. After 2026 taxes you keep $134,132 a year, $5,159 every two weeks, or $11,178 a month."
url: https://getnetwage.com/hourly/91-an-hour/arkansas/
updated: 2026-09-26
site: "GetNetWage"
language: en-US
---

# $91 an hour after taxes in Arkansas

$91 an hour is **$189,280 a year** before tax at 40 hours a week.

After 2026 federal, FICA and Arkansas taxes, you keep

$134,132 a year, estimated

Annual tax estimate averaged by pay period. Actual employer withholding depends on your W-4 and payroll. Excludes local income tax, dependents, credits and other income. Joint filing models one earner.

**Arkansas: provisional parameters.** Standard deduction projected; rate and threshold sources still need independent current-source checks. Data retrieved 2026-09-26. [Verification notes](https://getnetwage.com/state/arkansas/#verification).

Arkansas has income tax rates from 2% to 3.7%.

- **Every two weeks**: $5,159
- **Every month**: $11,178
- **Effective tax rate**: 29.1%

Tax year 2026. Single filer, 40.0 hours per working week, 52 paid weeks. Sources and individual retrieval dates.

## Where $91 an hour goes in Arkansas

**Estimated annual liability averaged by period for $91 an hour in Arkansas; single, one earner**

| Line | Every two weeks | Year |
| --- | --- | --- |
| Gross pay | $7,280.00 | $189,280.00 |
| Federal income tax | −$1,313.89 | −$34,161.20 |
| Social Security tax | −$439.96 | −$11,439.00 |
| Medicare tax | −$105.56 | −$2,744.56 |
| Arkansas income tax | −$261.66 | −$6,803.07 |
| Take-home pay | $5,158.93 | $134,132.17 |

*Chart: Of every $100 of gross pay at $91 an hour in Arkansas: Take-home pay $70.86; Federal income tax $18.05; Social Security $6.04; Medicare $1.45; Arkansas income tax $3.59.*

*Where each $100 of gross pay goes*

## $91 an hour per paycheck, month and day in Arkansas

**$91 an hour in Arkansas: gross and take-home by pay period (2026, single filer)**

| Period | Gross | Taxes and deductions | Take-home |
| --- | --- | --- | --- |
| Year | $189,280 | −$55,148 | $134,132 |
| Month | $15,773 | −$4,596 | $11,178 |
| Every two weeks | $7,280 | −$2,121 | $5,159 |
| Twice a month | $7,887 | −$2,298 | $5,589 |
| Week | $3,640 | −$1,061 | $2,579 |
| Day | $728 | −$212 | $516 |

Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line of the pay stub above.

## If you work more or fewer hours

**$91 an hour at different weekly hours in Arkansas. Hours over 40 are paid at $136.50 (1.5×).**

| Hours a week | Weekly gross | Yearly gross | Yearly take-home | Biweekly take-home |
| --- | --- | --- | --- | --- |
| 20 | $1,820 | $94,640 | $72,395 | $2,784 |
| 25 | $2,275 | $118,300 | $87,877 | $3,380 |
| 30 | $2,730 | $141,960 | $103,243 | $3,971 |
| 35 | $3,185 | $165,620 | $118,540 | $4,559 |
| 40 | $3,640 | $189,280 | $134,132 | $5,159 |
| 45 5 overtime | $4,323 | $224,770 | $159,920 | $6,151 |
| 50 10 overtime | $5,005 | $260,260 | $180,968 | $6,960 |

Eligible FLSA overtime premium may qualify for a 2025–2028 federal deduction, capped at $12,500 for single filers before the MAGI phaseout. These examples assume eligibility. Overtime is still wages; FICA and modeled state taxes apply, and employer withholding does not automatically disappear. [Choose eligibility and paid weeks](https://getnetwage.com/calculator/).

## Example monthly budget

- **Rent at 30% of gross pay**: $4,732 a month
- **Needs (50% of take-home)**: $5,589 a month
- **Wants (30%)**: $3,353 a month
- **Savings and debt (20%)**: $2,236 a month

These are budgeting heuristics, not local rent data or a finding that a household can afford these costs. HUD's housing-burden benchmark includes housing costs and utilities, not rent alone. The 50/30/20 illustration uses $11,178 estimated monthly take-home; compare it with your actual bills and debts.

[Enter your own bills and savings](https://getnetwage.com/paycheck-budget/?net=11177.68&frequency=monthly&basis=estimate)

## How Arkansas compares

Arkansas's rates run from 2% to 3.7%, and your last dollar here is taxed at 3.7%. On $91 an hour ($189,280 a year) the state takes $6,803 in income tax (3.6% of gross), the 18th lowest of 51 jurisdictions.

**$91 an hour, single filer. Selected state and nearby states first, followed by all remaining states. Periods are annual averages; local taxes and credits are excluded.**

|  |  |  | Compare |
| --- | --- | --- | --- |
| [Arkansas](https://getnetwage.com/hourly/91-an-hour/arkansas/) SelectedProvisional parameters | $6,803 | $134,132 | [Compare Arkansas](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=AR) |
| [Louisiana](https://getnetwage.com/hourly/91-an-hour/louisiana/) | $5,293 | $135,642 | [Compare Louisiana](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=LA) |
| [Missouri](https://getnetwage.com/hourly/91-an-hour/missouri/)Provisional parameters | $7,959 | $132,977 | [Compare Missouri](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=MO) |
| [Mississippi](https://getnetwage.com/hourly/91-an-hour/mississippi/) | $6,839 | $134,096 | [Compare Mississippi](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=MS) |
| [Oklahoma](https://getnetwage.com/hourly/91-an-hour/oklahoma/) | $7,972 | $132,963 | [Compare Oklahoma](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=OK) |
| [Tennessee](https://getnetwage.com/hourly/91-an-hour/tennessee/) | $0 | $140,935 | [Compare Tennessee](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=TN) |
| [Texas](https://getnetwage.com/hourly/91-an-hour/texas/) | $0 | $140,935 | [Compare Texas](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=TX) |
| [Florida](https://getnetwage.com/hourly/91-an-hour/florida/) | $0 | $140,935 | [Compare Florida](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=FL) |
| [Nevada](https://getnetwage.com/hourly/91-an-hour/nevada/) | $0 | $140,935 | [Compare Nevada](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=NV) |
| [New Hampshire](https://getnetwage.com/hourly/91-an-hour/new-hampshire/) | $0 | $140,935 | [Compare New Hampshire](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=NH) |
| [South Dakota](https://getnetwage.com/hourly/91-an-hour/south-dakota/) | $0 | $140,935 | [Compare South Dakota](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=SD) |
| [Wyoming](https://getnetwage.com/hourly/91-an-hour/wyoming/) | $0 | $140,935 | [Compare Wyoming](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=WY) |
| [Alaska](https://getnetwage.com/hourly/91-an-hour/alaska/) | $271 | $140,664 | [Compare Alaska](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=AK) |
| [North Dakota](https://getnetwage.com/hourly/91-an-hour/north-dakota/) | $2,410 | $138,525 | [Compare North Dakota](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=ND) |
| [Washington](https://getnetwage.com/hourly/91-an-hour/washington/) | $2,587 | $138,348 | [Compare Washington](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=WA) |
| [Arizona](https://getnetwage.com/hourly/91-an-hour/arizona/) | $4,330 | $136,606 | [Compare Arizona](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=AZ) |
| [Ohio](https://getnetwage.com/hourly/91-an-hour/ohio/) | $4,769 | $136,167 | [Compare Ohio](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=OH) |
| [Indiana](https://getnetwage.com/hourly/91-an-hour/indiana/) | $5,554 | $135,381 | [Compare Indiana](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=IN) |
| [Pennsylvania](https://getnetwage.com/hourly/91-an-hour/pennsylvania/) | $5,943 | $134,992 | [Compare Pennsylvania](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=PA) |
| [Kentucky](https://getnetwage.com/hourly/91-an-hour/kentucky/) | $6,507 | $134,428 | [Compare Kentucky](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=KY) |
| [Iowa](https://getnetwage.com/hourly/91-an-hour/iowa/) | $6,541 | $134,394 | [Compare Iowa](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=IA) |
| [North Carolina](https://getnetwage.com/hourly/91-an-hour/north-carolina/) | $7,044 | $133,892 | [Compare North Carolina](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=NC) |
| [Alabama](https://getnetwage.com/hourly/91-an-hour/alabama/) | $7,516 | $133,419 | [Compare Alabama](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=AL) |
| [Nebraska](https://getnetwage.com/hourly/91-an-hour/nebraska/)Provisional parameters | $7,733 | $133,203 | [Compare Nebraska](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=NE) |
| [West Virginia](https://getnetwage.com/hourly/91-an-hour/west-virginia/) | $7,780 | $133,155 | [Compare West Virginia](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=WV) |
| [Michigan](https://getnetwage.com/hourly/91-an-hour/michigan/)Provisional parameters | $7,792 | $133,144 | [Compare Michigan](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=MI) |
| [New Mexico](https://getnetwage.com/hourly/91-an-hour/new-mexico/) | $7,944 | $132,991 | [Compare New Mexico](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=NM) |
| [Utah](https://getnetwage.com/hourly/91-an-hour/utah/)Provisional parameters | $8,423 | $132,512 | [Compare Utah](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=UT) |
| [Colorado](https://getnetwage.com/hourly/91-an-hour/colorado/) | $8,432 | $132,504 | [Compare Colorado](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=CO) |
| [Rhode Island](https://getnetwage.com/hourly/91-an-hour/rhode-island/) | $8,489 | $132,446 | [Compare Rhode Island](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=RI) |
| [Georgia](https://getnetwage.com/hourly/91-an-hour/georgia/) | $8,697 | $132,239 | [Compare Georgia](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=GA) |
| [South Carolina](https://getnetwage.com/hourly/91-an-hour/south-carolina/) | $8,895 | $132,040 | [Compare South Carolina](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=SC) |
| [Idaho](https://getnetwage.com/hourly/91-an-hour/idaho/)Provisional parameters | $8,934 | $132,002 | [Compare Idaho](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=ID) |
| [Illinois](https://getnetwage.com/hourly/91-an-hour/illinois/) | $9,225 | $131,711 | [Compare Illinois](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=IL) |
| [Maryland](https://getnetwage.com/hourly/91-an-hour/maryland/)Provisional parameters | $9,233 | $131,702 | [Compare Maryland](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=MD) |
| [Montana](https://getnetwage.com/hourly/91-an-hour/montana/) | $9,333 | $131,602 | [Compare Montana](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=MT) |
| [Wisconsin](https://getnetwage.com/hourly/91-an-hour/wisconsin/)Provisional parameters | $9,391 | $131,544 | [Compare Wisconsin](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=WI) |
| [Kansas](https://getnetwage.com/hourly/91-an-hour/kansas/) | $9,762 | $131,173 | [Compare Kansas](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=KS) |
| [Massachusetts](https://getnetwage.com/hourly/91-an-hour/massachusetts/) | $9,993 | $130,943 | [Compare Massachusetts](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=MA) |
| [Virginia](https://getnetwage.com/hourly/91-an-hour/virginia/) | $10,070 | $130,866 | [Compare Virginia](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=VA) |
| [Vermont](https://getnetwage.com/hourly/91-an-hour/vermont/)Provisional parameters | $10,599 | $130,337 | [Compare Vermont](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=VT) |
| [New Jersey](https://getnetwage.com/hourly/91-an-hour/new-jersey/) | $10,776 | $130,159 | [Compare New Jersey](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=NJ) |
| [New York](https://getnetwage.com/hourly/91-an-hour/new-york/) | $11,137 | $129,798 | [Compare New York](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=NY) |
| [Connecticut](https://getnetwage.com/hourly/91-an-hour/connecticut/) | $11,529 | $129,406 | [Compare Connecticut](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=CT) |
| [Delaware](https://getnetwage.com/hourly/91-an-hour/delaware/) | $11,889 | $129,046 | [Compare Delaware](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=DE) |
| [Hawaii](https://getnetwage.com/hourly/91-an-hour/hawaii/) | $12,765 | $128,170 | [Compare Hawaii](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=HI) |
| [Minnesota](https://getnetwage.com/hourly/91-an-hour/minnesota/)Provisional parameters | $12,843 | $128,093 | [Compare Minnesota](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=MN) |
| [District of Columbia](https://getnetwage.com/hourly/91-an-hour/district-of-columbia/)Provisional parameters | $13,214 | $127,721 | [Compare District of Columbia](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=DC) |
| [Maine](https://getnetwage.com/hourly/91-an-hour/maine/)Provisional parameters | $13,561 | $127,374 | [Compare Maine](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=ME) |
| [California](https://getnetwage.com/hourly/91-an-hour/california/)Provisional parameters | $15,819 | $125,117 | [Compare California](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=CA) |
| [Oregon](https://getnetwage.com/hourly/91-an-hour/oregon/)Provisional parameters | $18,007 | $122,928 | [Compare Oregon](https://getnetwage.com/compare-states/?a_mode=hourly&a_amount=91&a_state=AR&b_mode=hourly&b_amount=91&b_state=OR) |

Use the heading buttons to sort with JavaScript. Every state link and all annual values remain available without it. [Compare different salaries and benefits](https://getnetwage.com/compare-states/).

## Questions people ask about $91 an hour in Arkansas

### How much is $91 an hour a year after taxes in Arkansas?

Working 40 hours a week for 52 weeks, $91 an hour is $189,280 before tax. After $34,161 federal income tax, $14,184 Social Security and Medicare, and $6,803 in Arkansas state taxes, you take home $134,132 a year as a single filer in 2026.

### How much is $91 an hour biweekly after taxes in Arkansas?

$91 an hour is $7,280 gross every two weeks. After taxes a biweekly paycheck comes to about $5,159.

### $91 an hour is how much a month?

$91 an hour is $15,773 a month before tax and about $11,178 after tax in Arkansas, averaged over 12 months.

### How much rent can I afford on $91 an hour?

The 30% rule puts rent at $4,732 a month on $15,773 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $5,589.

### How much is $91 an hour with overtime in Arkansas?

At 50 hours a week (10 hours at $136.50), you earn $260,260 a year and keep $180,968. The 2026 federal overtime deduction takes $1,500 of overtime premium out of federal taxable income; Social Security and Medicare still apply.

### How much Arkansas state tax comes out of $91 an hour?

$6,803 a year, or $262 per biweekly paycheck, in Arkansas income tax. Local income taxes, where they exist, are not included.

## Sources and assumptions

Tax year 2026. Annual tax for one earner with no dependents, other income or credits; 52 paid weeks unless changed in the calculator. Hourly earnings assume time-and-a-half after 40 hours. The overtime deduction requires qualifying FLSA premium. Local income taxes are not included. [How we calculate](https://getnetwage.com/methodology/).

- [Schedule 1-A Part III](https://www.irs.gov/pub/irs-pdf/f1040s1a.pdf): overtime cap before whole-$1,000 phaseout steps; [August 2026 eligibility and withholding guidance](https://www.irs.gov/pub/taxpros/fs-2026-13.pdf). Checked September 27, 2026; recheck when the final 2026 form is issued.
- [IRS 2026 employee contribution limits](https://www.irs.gov/newsroom/401k-limit-increases-to-24500-for-2026-ira-limit-increases-to-7500); [catch-up and Roth rules](https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-catch-up-contributions). Retrieved September 27, 2026.
- [IRS Revenue Procedure 2025-32](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf): federal brackets and standard deduction (retrieved 2026-09-26)
- [Social Security Administration](https://www.ssa.gov/oact/cola/cbb.html): 2026 wage base; [IRS](https://www.irs.gov/taxtopics/tc560): Medicare and Additional Medicare Tax
- [Arkansas tax source](https://www.arkleg.state.ar.us/Home/FTPDocument?path=%2FBills%2F2026S1%2FPublic%2FHB1001.pdf) (retrieved 2026-09-26; some 2026 amounts projected until the state publishes them, see the [data notes](https://getnetwage.com/state/arkansas/#data-notes))

## Nearby wages

- [$86 an hour in Arkansas](https://getnetwage.com/hourly/86-an-hour/arkansas/)$127,112
- [$90 an hour in Arkansas](https://getnetwage.com/hourly/90-an-hour/arkansas/)$132,658
- [$92 an hour in Arkansas](https://getnetwage.com/hourly/92-an-hour/arkansas/)$135,606
- [$96 an hour in Arkansas](https://getnetwage.com/hourly/96-an-hour/arkansas/)$141,501

## Same wage in other states

- [$91 an hour in Louisiana](https://getnetwage.com/hourly/91-an-hour/louisiana/)$135,642
- [$91 an hour in Missouri](https://getnetwage.com/hourly/91-an-hour/missouri/)$132,977
- [$91 an hour in Mississippi](https://getnetwage.com/hourly/91-an-hour/mississippi/)$134,096
- [$91 an hour in Oklahoma](https://getnetwage.com/hourly/91-an-hour/oklahoma/)$132,963
- [$91 an hour in Tennessee](https://getnetwage.com/hourly/91-an-hour/tennessee/)$140,935
- [$91 an hour in Texas](https://getnetwage.com/hourly/91-an-hour/texas/)$140,935
- [$91 an hour in California](https://getnetwage.com/hourly/91-an-hour/california/)$125,117
- [$91 an hour in Florida](https://getnetwage.com/hourly/91-an-hour/florida/)$140,935

## Other ways to look at it

- [$189,000 a year in Arkansas](https://getnetwage.com/salary/189000/arkansas/)
- [$91 an hour before state tax](https://getnetwage.com/hourly/91-an-hour/)
- [Arkansas paycheck calculator](https://getnetwage.com/state/arkansas/)