$10 an hour after taxes in Minnesota
$10 an hour is $20,800 a year before tax at 40 hours a week. After 2026 federal, FICA and Minnesota taxes:
You keep
$18,350
a year after taxes
- Every two weeks
- $706
- A month
- $1,529
- Effective tax rate
- 11.8%
MN Income tax rates from 5.35% to 9.85%
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$800.00 | $20,800.00 |
FED Federal income tax |
-$18.08 | -$470.00 |
OASDI Social Security tax |
-$49.60 | -$1,289.60 |
MED Medicare tax |
-$11.60 | -$301.60 |
ST Minnesota income tax |
-$11.42 | -$296.93 |
PFML Minnesota Paid Leave (employee share, new 1 Jan 2026) |
-$3.52 | -$91.52 |
NET Take-home pay | $705.78 | $18,350.36 |
$10 an hour per paycheck, month and day in Minnesota
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $20,800 | -$2,450 | $18,350 |
| Month | $1,733 | -$204 | $1,529 |
| Every two weeks | $800 | -$94 | $706 |
| Week | $400 | -$47 | $353 |
| Day | $80 | -$9 | $71 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
If you work more or fewer hours
| Hours a week | Yearly gross | Yearly take-home |
|---|---|---|
| 20 | $10,400 | $9,559 |
| 25 | $13,000 | $11,948 |
| 30 | $15,600 | $14,319 |
| 35 | $18,200 | $16,360 |
| 40 | $20,800 | $18,350 |
| 45 (5 overtime) | $24,700 | $21,466 |
| 50 (10 overtime) | $28,600 | $24,582 |
From 2026, federal income tax exempts the overtime premium (the extra half of time-and-a-half) up to $12,500 a year for single filers. Social Security, Medicare and Minnesota tax still apply to it in this estimate.
What $10 an hour affords in Minnesota
- Rent at 30% of gross pay
- $520 a month
- Needs (50% of take-home)
- $765 a month
- Wants (30%)
- $459 a month
- Savings and debt (20%)
- $306 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $1,529 monthly take-home figure above.
How Minnesota compares
Minnesota's rates run from 5.35% to 9.85%, and your last dollar here is taxed at 5.35%. On $10 an hour ($20,800 a year) the state takes $297 in income tax (1.4% of gross) plus $92 in required state payroll contributions (Minnesota Paid Leave (employee share, new 1 Jan 2026)), the 34th lowest of 51 jurisdictions.
| State | State taxes | Take-home a year |
|---|---|---|
| Minnesota | $388 | $18,350 |
| Iowa | $139 | $18,600 |
| North Dakota | $0 | $18,739 |
| South Dakota | $0 | $18,739 |
| Wisconsin | $218 | $18,521 |
| California | $308 | $18,430 |
| Texas | $0 | $18,739 |
Questions people ask about $10 an hour in Minnesota
How much is $10 an hour a year after taxes in Minnesota?
Working 40 hours a week for 52 weeks, $10 an hour is $20,800 before tax. After $470 federal income tax, $1,591 Social Security and Medicare, and $388 in Minnesota state taxes, you take home $18,350 a year as a single filer in 2026.
How much is $10 an hour biweekly after taxes in Minnesota?
$10 an hour is $800 gross every two weeks. After taxes a biweekly paycheck comes to about $706.
$10 an hour is how much a month?
$10 an hour is $1,733 a month before tax and about $1,529 after tax in Minnesota, averaged over 12 months.
How much rent can I afford on $10 an hour?
The 30% rule puts rent at $520 a month on $1,733 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $765.
How much is $10 an hour with overtime in Minnesota?
At 50 hours a week (10 hours at $15.00), you earn $28,600 a year and keep $24,582. The 2026 federal overtime deduction takes $2,600 of overtime premium out of federal taxable income; Social Security and Medicare still apply.
How much Minnesota state tax comes out of $10 an hour?
$297 a year, or $11 per biweekly paycheck, in Minnesota income tax, plus $92 a year in state payroll contributions. Local income taxes, where they exist, are not included.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included. How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax
- Minnesota tax source (retrieved 2026-09-26; some 2026 amounts projected until the state publishes them, see the data notes)