$11.50 an hour after taxes in Iowa
$11.50 an hour is $23,920 a year before tax at 40 hours a week. After 2026 federal, FICA and Iowa taxes:
You keep
$21,051
a year after taxes
- Every two weeks
- $810
- A month
- $1,754
- Effective tax rate
- 12%
IA A flat 3.8% income tax
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$920.00 | $23,920.00 |
FED Federal income tax |
-$30.08 | -$782.00 |
OASDI Social Security tax |
-$57.04 | -$1,483.04 |
MED Medicare tax |
-$13.34 | -$346.84 |
ST Iowa income tax |
-$9.89 | -$257.16 |
NET Take-home pay | $809.65 | $21,050.96 |
$11.50 an hour per paycheck, month and day in Iowa
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $23,920 | -$2,869 | $21,051 |
| Month | $1,993 | -$239 | $1,754 |
| Every two weeks | $920 | -$110 | $810 |
| Week | $460 | -$55 | $405 |
| Day | $92 | -$11 | $81 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
If you work more or fewer hours
| Hours a week | Yearly gross | Yearly take-home |
|---|---|---|
| 20 | $11,960 | $11,045 |
| 25 | $14,950 | $13,806 |
| 30 | $17,940 | $16,354 |
| 35 | $20,930 | $18,702 |
| 40 | $23,920 | $21,051 |
| 45 (5 overtime) | $28,405 | $24,723 |
| 50 (10 overtime) | $32,890 | $28,368 |
From 2026, federal income tax exempts the overtime premium (the extra half of time-and-a-half) up to $12,500 a year for single filers. Social Security, Medicare and Iowa tax still apply to it in this estimate.
What $11.50 an hour affords in Iowa
- Rent at 30% of gross pay
- $598 a month
- Needs (50% of take-home)
- $877 a month
- Wants (30%)
- $526 a month
- Savings and debt (20%)
- $351 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $1,754 monthly take-home figure above.
How Iowa compares
Iowa taxes wages at a flat 3.8%. On $11.50 an hour ($23,920 a year) the state takes $257 in income tax (1.1% of gross), the 19th lowest of 51 jurisdictions.
| State | State taxes | Take-home a year |
|---|---|---|
| Iowa | $257 | $21,051 |
| Illinois | $1,039 | $20,269 |
| Minnesota | $569 | $20,739 |
| Missouri | $180 | $21,128 |
| Nebraska | $310 | $20,999 |
| South Dakota | $0 | $21,308 |
| Wisconsin | $340 | $20,968 |
Questions people ask about $11.50 an hour in Iowa
How much is $11.50 an hour a year after taxes in Iowa?
Working 40 hours a week for 52 weeks, $11.50 an hour is $23,920 before tax. After $782 federal income tax, $1,830 Social Security and Medicare, and $257 in Iowa state taxes, you take home $21,051 a year as a single filer in 2026.
How much is $11.50 an hour biweekly after taxes in Iowa?
$11.50 an hour is $920 gross every two weeks. After taxes a biweekly paycheck comes to about $810.
$11.50 an hour is how much a month?
$11.50 an hour is $1,993 a month before tax and about $1,754 after tax in Iowa, averaged over 12 months.
How much rent can I afford on $11.50 an hour?
The 30% rule puts rent at $598 a month on $1,993 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $877.
How much is $11.50 an hour with overtime in Iowa?
At 50 hours a week (10 hours at $17.25), you earn $32,890 a year and keep $28,368. The 2026 federal overtime deduction takes $2,990 of overtime premium out of federal taxable income; Social Security and Medicare still apply.
How much Iowa state tax comes out of $11.50 an hour?
$257 a year, or $10 per biweekly paycheck, in Iowa income tax. Local income taxes, where they exist, are not included.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included: Iowa school districts levy an income surtax computed as a % of state tax (excluded). How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax
- Iowa tax source (retrieved 2026-09-26)