$12 an hour after taxes in Oregon
$12 an hour is $24,960 a year before tax at 40 hours a week. After 2026 federal, FICA and Oregon taxes:
You keep
$20,697
a year after taxes
- Every two weeks
- $796
- A month
- $1,725
- Effective tax rate
- 17.1%
OR Income tax rates from 4.75% to 9.9%
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$960.00 | $24,960.00 |
FED Federal income tax |
-$34.08 | -$886.00 |
OASDI Social Security tax |
-$59.52 | -$1,547.52 |
MED Medicare tax |
-$13.92 | -$361.92 |
ST Oregon income tax |
-$49.71 | -$1,292.41 |
PFML Paid Leave Oregon (employee share) |
-$5.76 | -$149.76 |
TRN Oregon statewide transit tax |
-$0.96 | -$24.96 |
NET Take-home pay | $796.05 | $20,697.43 |
$12 an hour per paycheck, month and day in Oregon
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $24,960 | -$4,263 | $20,697 |
| Month | $2,080 | -$355 | $1,725 |
| Every two weeks | $960 | -$164 | $796 |
| Week | $480 | -$82 | $398 |
| Day | $96 | -$16 | $80 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
If you work more or fewer hours
| Hours a week | Yearly gross | Yearly take-home |
|---|---|---|
| 20 | $12,480 | $11,131 |
| 25 | $15,600 | $13,746 |
| 30 | $18,720 | $16,094 |
| 35 | $21,840 | $18,396 |
| 40 | $24,960 | $20,697 |
| 45 (5 overtime) | $29,640 | $24,292 |
| 50 (10 overtime) | $34,320 | $27,838 |
From 2026, federal income tax exempts the overtime premium (the extra half of time-and-a-half) up to $12,500 a year for single filers. Social Security, Medicare and Oregon tax still apply to it in this estimate.
What $12 an hour affords in Oregon
- Rent at 30% of gross pay
- $624 a month
- Needs (50% of take-home)
- $862 a month
- Wants (30%)
- $517 a month
- Savings and debt (20%)
- $345 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $1,725 monthly take-home figure above.
How Oregon compares
Oregon's rates run from 4.75% to 9.9%, and your last dollar here is taxed at 8.75%. On $12 an hour ($24,960 a year) the state takes $1,292 in income tax (5.2% of gross) plus $175 in required state payroll contributions (Paid Leave Oregon (employee share), Oregon statewide transit tax), the 51st lowest of 51 jurisdictions.
| State | State taxes | Take-home a year |
|---|---|---|
| Oregon | $1,467 | $20,697 |
| California | $446 | $21,719 |
| Idaho | $225 | $21,940 |
| Nevada | $0 | $22,165 |
| Washington | $346 | $21,818 |
| Texas | $0 | $22,165 |
| Florida | $0 | $22,165 |
Questions people ask about $12 an hour in Oregon
How much is $12 an hour a year after taxes in Oregon?
Working 40 hours a week for 52 weeks, $12 an hour is $24,960 before tax. After $886 federal income tax, $1,909 Social Security and Medicare, and $1,467 in Oregon state taxes, you take home $20,697 a year as a single filer in 2026.
How much is $12 an hour biweekly after taxes in Oregon?
$12 an hour is $960 gross every two weeks. After taxes a biweekly paycheck comes to about $796.
$12 an hour is how much a month?
$12 an hour is $2,080 a month before tax and about $1,725 after tax in Oregon, averaged over 12 months.
How much rent can I afford on $12 an hour?
The 30% rule puts rent at $624 a month on $2,080 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $862.
How much is $12 an hour with overtime in Oregon?
At 50 hours a week (10 hours at $18.00), you earn $34,320 a year and keep $27,838. The 2026 federal overtime deduction takes $3,120 of overtime premium out of federal taxable income; Social Security and Medicare still apply.
How much Oregon state tax comes out of $12 an hour?
$1,292 a year, or $50 per biweekly paycheck, in Oregon income tax, plus $175 a year in state payroll contributions. Local income taxes, where they exist, are not included.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included: Portland Metro Supportive Housing Services tax and Multnomah County Preschool for All tax apply to higher earners (excluded); TriMet/Lane transit taxes are employer-paid. How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax
- Oregon tax source (retrieved 2026-09-26; some 2026 amounts projected until the state publishes them, see the data notes)