$12.50 an hour after taxes in Minnesota
$12.50 an hour is $26,000 a year before tax at 40 hours a week. After 2026 federal, FICA and Minnesota taxes:
You keep
$22,331
a year after taxes
- Every two weeks
- $859
- A month
- $1,861
- Effective tax rate
- 14.1%
MN Income tax rates from 5.35% to 9.85%
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$1,000.00 | $26,000.00 |
FED Federal income tax |
-$38.08 | -$990.00 |
OASDI Social Security tax |
-$62.00 | -$1,612.00 |
MED Medicare tax |
-$14.50 | -$377.00 |
ST Minnesota income tax |
-$22.12 | -$575.13 |
PFML Minnesota Paid Leave (employee share, new 1 Jan 2026) |
-$4.40 | -$114.40 |
NET Take-home pay | $858.90 | $22,331.48 |
$12.50 an hour per paycheck, month and day in Minnesota
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $26,000 | -$3,669 | $22,331 |
| Month | $2,167 | -$306 | $1,861 |
| Every two weeks | $1,000 | -$141 | $859 |
| Week | $500 | -$71 | $429 |
| Day | $100 | -$14 | $86 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
If you work more or fewer hours
| Hours a week | Yearly gross | Yearly take-home |
|---|---|---|
| 20 | $13,000 | $11,948 |
| 25 | $16,250 | $14,867 |
| 30 | $19,500 | $17,355 |
| 35 | $22,750 | $19,843 |
| 40 | $26,000 | $22,331 |
| 45 (5 overtime) | $30,875 | $26,211 |
| 50 (10 overtime) | $35,750 | $30,041 |
From 2026, federal income tax exempts the overtime premium (the extra half of time-and-a-half) up to $12,500 a year for single filers. Social Security, Medicare and Minnesota tax still apply to it in this estimate.
What $12.50 an hour affords in Minnesota
- Rent at 30% of gross pay
- $650 a month
- Needs (50% of take-home)
- $930 a month
- Wants (30%)
- $558 a month
- Savings and debt (20%)
- $372 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $1,861 monthly take-home figure above.
How Minnesota compares
Minnesota's rates run from 5.35% to 9.85%, and your last dollar here is taxed at 5.35%. On $12.50 an hour ($26,000 a year) the state takes $575 in income tax (2.2% of gross) plus $114 in required state payroll contributions (Minnesota Paid Leave (employee share, new 1 Jan 2026)), the 40th lowest of 51 jurisdictions.
| State | State taxes | Take-home a year |
|---|---|---|
| Minnesota | $690 | $22,331 |
| Iowa | $336 | $22,685 |
| North Dakota | $0 | $23,021 |
| South Dakota | $0 | $23,021 |
| Wisconsin | $422 | $22,599 |
| California | $480 | $22,541 |
| Texas | $0 | $23,021 |
Questions people ask about $12.50 an hour in Minnesota
How much is $12.50 an hour a year after taxes in Minnesota?
Working 40 hours a week for 52 weeks, $12.50 an hour is $26,000 before tax. After $990 federal income tax, $1,989 Social Security and Medicare, and $690 in Minnesota state taxes, you take home $22,331 a year as a single filer in 2026.
How much is $12.50 an hour biweekly after taxes in Minnesota?
$12.50 an hour is $1,000 gross every two weeks. After taxes a biweekly paycheck comes to about $859.
$12.50 an hour is how much a month?
$12.50 an hour is $2,167 a month before tax and about $1,861 after tax in Minnesota, averaged over 12 months.
How much rent can I afford on $12.50 an hour?
The 30% rule puts rent at $650 a month on $2,167 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $930.
How much is $12.50 an hour with overtime in Minnesota?
At 50 hours a week (10 hours at $18.75), you earn $35,750 a year and keep $30,041. The 2026 federal overtime deduction takes $3,250 of overtime premium out of federal taxable income; Social Security and Medicare still apply.
How much Minnesota state tax comes out of $12.50 an hour?
$575 a year, or $22 per biweekly paycheck, in Minnesota income tax, plus $114 a year in state payroll contributions. Local income taxes, where they exist, are not included.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included. How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax
- Minnesota tax source (retrieved 2026-09-26; some 2026 amounts projected until the state publishes them, see the data notes)