$16 an hour after taxes in Texas
$16 an hour is $33,280 a year before tax at 40 hours a week. After 2026 federal, FICA and Texas taxes:
You keep
$28,920
a year after taxes
- Every two weeks
- $1,112
- A month
- $2,410
- Effective tax rate
- 13.1%
TX No state income tax on wages
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$1,280.00 | $33,280.00 |
FED Federal income tax |
-$69.75 | -$1,813.60 |
OASDI Social Security tax |
-$79.36 | -$2,063.36 |
MED Medicare tax |
-$18.56 | -$482.56 |
ST Texas income tax (none) |
$0.00 | $0.00 |
NET Take-home pay | $1,112.33 | $28,920.48 |
$16 an hour per paycheck, month and day in Texas
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $33,280 | -$4,360 | $28,920 |
| Month | $2,773 | -$363 | $2,410 |
| Every two weeks | $1,280 | -$168 | $1,112 |
| Week | $640 | -$84 | $556 |
| Day | $128 | -$17 | $111 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
If you work more or fewer hours
| Hours a week | Yearly gross | Yearly take-home |
|---|---|---|
| 20 | $16,640 | $15,313 |
| 25 | $20,800 | $18,739 |
| 30 | $24,960 | $22,165 |
| 35 | $29,120 | $25,578 |
| 40 | $33,280 | $28,920 |
| 45 (5 overtime) | $39,520 | $34,184 |
| 50 (10 overtime) | $45,760 | $39,447 |
From 2026, federal income tax exempts the overtime premium (the extra half of time-and-a-half) up to $12,500 a year for single filers. Social Security, Medicare and Texas tax still apply to it in this estimate.
What $16 an hour affords in Texas
- Rent at 30% of gross pay
- $832 a month
- Needs (50% of take-home)
- $1,205 a month
- Wants (30%)
- $723 a month
- Savings and debt (20%)
- $482 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $2,410 monthly take-home figure above.
How Texas compares
Texas has no state income tax on wages, so on $16 an hour ($33,280 a year) you pay only federal income tax, Social Security and Medicare. That ties Texas with 7 other states for the lowest state tax on this pay among 51 jurisdictions.
| State | State taxes | Take-home a year |
|---|---|---|
| Texas | $0 | $28,920 |
| Arkansas | $744 | $28,177 |
| Louisiana | $613 | $28,307 |
| New Mexico | $442 | $28,479 |
| Oklahoma | $952 | $27,968 |
| California | $747 | $28,174 |
| Florida | $0 | $28,920 |
Questions people ask about $16 an hour in Texas
How much is $16 an hour a year after taxes in Texas?
Working 40 hours a week for 52 weeks, $16 an hour is $33,280 before tax. After $1,814 federal income tax, $2,546 Social Security and Medicare, and $0 in Texas state taxes, you take home $28,920 a year as a single filer in 2026.
How much is $16 an hour biweekly after taxes in Texas?
$16 an hour is $1,280 gross every two weeks. After taxes a biweekly paycheck comes to about $1,112.
$16 an hour is how much a month?
$16 an hour is $2,773 a month before tax and about $2,410 after tax in Texas, averaged over 12 months.
How much rent can I afford on $16 an hour?
The 30% rule puts rent at $832 a month on $2,773 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $1,205.
How much is $16 an hour with overtime in Texas?
At 50 hours a week (10 hours at $24.00), you earn $45,760 a year and keep $39,447. The 2026 federal overtime deduction takes $4,160 of overtime premium out of federal taxable income; Social Security and Medicare still apply.
Does Texas take state income tax out of paychecks?
No. Texas has no state income tax on wages, so nothing is withheld for it. Local taxes are not included here.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included. How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax
- Texas tax source (retrieved 2026-09-26)