$20 an hour after taxes in Arizona
$20 an hour is $41,600 a year before tax at 40 hours a week. After 2026 federal, FICA and Arizona taxes:
You keep
$34,968
a year after taxes
- Every two weeks
- $1,345
- A month
- $2,914
- Effective tax rate
- 15.9%
AZ A flat 2.5% income tax
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$1,600.00 | $41,600.00 |
FED Federal income tax |
-$108.15 | -$2,812.00 |
OASDI Social Security tax |
-$99.20 | -$2,579.20 |
MED Medicare tax |
-$23.20 | -$603.20 |
ST Arizona income tax |
-$24.52 | -$637.50 |
NET Take-home pay | $1,344.93 | $34,968.10 |
$20 an hour per paycheck, month and day in Arizona
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $41,600 | -$6,632 | $34,968 |
| Month | $3,467 | -$553 | $2,914 |
| Every two weeks | $1,600 | -$255 | $1,345 |
| Week | $800 | -$128 | $672 |
| Day | $160 | -$26 | $134 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
If you work more or fewer hours
| Hours a week | Yearly gross | Yearly take-home |
|---|---|---|
| 20 | $20,800 | $18,621 |
| 25 | $26,000 | $22,774 |
| 30 | $31,200 | $26,872 |
| 35 | $36,400 | $30,920 |
| 40 | $41,600 | $34,968 |
| 45 (5 overtime) | $49,400 | $41,352 |
| 50 (10 overtime) | $57,200 | $47,737 |
From 2026, federal income tax exempts the overtime premium (the extra half of time-and-a-half) up to $12,500 a year for single filers. Social Security, Medicare and Arizona tax still apply to it in this estimate.
What $20 an hour affords in Arizona
- Rent at 30% of gross pay
- $1,040 a month
- Needs (50% of take-home)
- $1,457 a month
- Wants (30%)
- $874 a month
- Savings and debt (20%)
- $583 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $2,914 monthly take-home figure above.
How Arizona compares
Arizona taxes wages at a flat 2.5%. On $20 an hour ($41,600 a year) the state takes $638 in income tax (1.5% of gross), the 12th lowest of 51 jurisdictions.
| State | State taxes | Take-home a year |
|---|---|---|
| Arizona | $638 | $34,968 |
| California | $1,187 | $34,418 |
| New Mexico | $822 | $34,784 |
| Nevada | $0 | $35,606 |
| Utah | $1,183 | $34,423 |
| Texas | $0 | $35,606 |
| Florida | $0 | $35,606 |
Questions people ask about $20 an hour in Arizona
How much is $20 an hour a year after taxes in Arizona?
Working 40 hours a week for 52 weeks, $20 an hour is $41,600 before tax. After $2,812 federal income tax, $3,182 Social Security and Medicare, and $638 in Arizona state taxes, you take home $34,968 a year as a single filer in 2026.
How much is $20 an hour biweekly after taxes in Arizona?
$20 an hour is $1,600 gross every two weeks. After taxes a biweekly paycheck comes to about $1,345.
$20 an hour is how much a month?
$20 an hour is $3,467 a month before tax and about $2,914 after tax in Arizona, averaged over 12 months.
How much rent can I afford on $20 an hour?
The 30% rule puts rent at $1,040 a month on $3,467 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $1,457.
How much is $20 an hour with overtime in Arizona?
At 50 hours a week (10 hours at $30.00), you earn $57,200 a year and keep $47,737. The 2026 federal overtime deduction takes $5,200 of overtime premium out of federal taxable income; Social Security and Medicare still apply.
How much Arizona state tax comes out of $20 an hour?
$638 a year, or $25 per biweekly paycheck, in Arizona income tax. Local income taxes, where they exist, are not included.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included. How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax
- Arizona tax source (retrieved 2026-09-26)