$24.50 an hour after taxes in Massachusetts
$24.50 an hour is $50,960 a year before tax at 40 hours a week. After 2026 federal, FICA and Massachusetts taxes:
You keep
$40,664
a year after taxes
- Every two weeks
- $1,564
- A month
- $3,389
- Effective tax rate
- 20.2%
MA A flat 5% income tax
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$1,960.00 | $50,960.00 |
FED Federal income tax |
-$151.35 | -$3,935.20 |
OASDI Social Security tax |
-$121.52 | -$3,159.52 |
MED Medicare tax |
-$28.42 | -$738.92 |
ST Massachusetts income tax |
-$85.69 | -$2,228.00 |
PFML Massachusetts PFML (employee share: all of family 0.18% + 40% of medical 0.70%) |
-$9.02 | -$234.42 |
NET Take-home pay | $1,564.00 | $40,663.94 |
$24.50 an hour per paycheck, month and day in Massachusetts
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $50,960 | -$10,296 | $40,664 |
| Month | $4,247 | -$858 | $3,389 |
| Every two weeks | $1,960 | -$396 | $1,564 |
| Week | $980 | -$198 | $782 |
| Day | $196 | -$40 | $156 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
If you work more or fewer hours
| Hours a week | Yearly gross | Yearly take-home |
|---|---|---|
| 20 | $25,480 | $21,519 |
| 25 | $31,850 | $26,352 |
| 30 | $38,220 | $31,123 |
| 35 | $44,590 | $35,893 |
| 40 | $50,960 | $40,664 |
| 45 (5 overtime) | $60,515 | $48,202 |
| 50 (10 overtime) | $70,070 | $55,740 |
From 2026, federal income tax exempts the overtime premium (the extra half of time-and-a-half) up to $12,500 a year for single filers. Social Security, Medicare and Massachusetts tax still apply to it in this estimate.
What $24.50 an hour affords in Massachusetts
- Rent at 30% of gross pay
- $1,274 a month
- Needs (50% of take-home)
- $1,694 a month
- Wants (30%)
- $1,017 a month
- Savings and debt (20%)
- $678 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $3,389 monthly take-home figure above.
How Massachusetts compares
Massachusetts taxes wages at a flat 5%. On $24.50 an hour ($50,960 a year) the state takes $2,228 in income tax (4.4% of gross) plus $234 in required state payroll contributions (Massachusetts PFML (employee share: all of family 0.18% + 40% of medical 0.70%)), the 50th lowest of 51 jurisdictions.
| State | State taxes | Take-home a year |
|---|---|---|
| Massachusetts | $2,462 | $40,664 |
| Connecticut | $2,102 | $41,024 |
| New Hampshire | $0 | $43,126 |
| New York | $2,406 | $40,720 |
| Rhode Island | $1,855 | $41,272 |
| Vermont | $1,273 | $41,853 |
| California | $1,760 | $41,367 |
Questions people ask about $24.50 an hour in Massachusetts
How much is $24.50 an hour a year after taxes in Massachusetts?
Working 40 hours a week for 52 weeks, $24.50 an hour is $50,960 before tax. After $3,935 federal income tax, $3,898 Social Security and Medicare, and $2,462 in Massachusetts state taxes, you take home $40,664 a year as a single filer in 2026.
How much is $24.50 an hour biweekly after taxes in Massachusetts?
$24.50 an hour is $1,960 gross every two weeks. After taxes a biweekly paycheck comes to about $1,564.
$24.50 an hour is how much a month?
$24.50 an hour is $4,247 a month before tax and about $3,389 after tax in Massachusetts, averaged over 12 months.
How much rent can I afford on $24.50 an hour?
The 30% rule puts rent at $1,274 a month on $4,247 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $1,694.
How much is $24.50 an hour with overtime in Massachusetts?
At 50 hours a week (10 hours at $36.75), you earn $70,070 a year and keep $55,740. The 2026 federal overtime deduction takes $6,370 of overtime premium out of federal taxable income; Social Security and Medicare still apply.
How much Massachusetts state tax comes out of $24.50 an hour?
$2,228 a year, or $86 per biweekly paycheck, in Massachusetts income tax, plus $234 a year in state payroll contributions. Local income taxes, where they exist, are not included.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included. How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax
- Massachusetts tax source (retrieved 2026-09-26)