$27 an hour after taxes in Iowa
$27 an hour is $56,160 a year before tax at 40 hours a week. After 2026 federal, FICA and Iowa taxes:
You keep
$45,822
a year after taxes
- Every two weeks
- $1,762
- A month
- $3,819
- Effective tax rate
- 18.4%
IA A flat 3.8% income tax
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$2,160.00 | $56,160.00 |
FED Federal income tax |
-$175.35 | -$4,559.20 |
OASDI Social Security tax |
-$133.92 | -$3,481.92 |
MED Medicare tax |
-$31.32 | -$814.32 |
ST Iowa income tax |
-$57.01 | -$1,482.28 |
NET Take-home pay | $1,762.40 | $45,822.28 |
$27 an hour per paycheck, month and day in Iowa
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $56,160 | -$10,338 | $45,822 |
| Month | $4,680 | -$861 | $3,819 |
| Every two weeks | $2,160 | -$398 | $1,762 |
| Week | $1,080 | -$199 | $881 |
| Day | $216 | -$40 | $176 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
If you work more or fewer hours
| Hours a week | Yearly gross | Yearly take-home |
|---|---|---|
| 20 | $28,080 | $24,319 |
| 25 | $35,100 | $29,701 |
| 30 | $42,120 | $35,075 |
| 35 | $49,140 | $40,448 |
| 40 | $56,160 | $45,822 |
| 45 (5 overtime) | $66,690 | $54,304 |
| 50 (10 overtime) | $77,220 | $62,416 |
From 2026, federal income tax exempts the overtime premium (the extra half of time-and-a-half) up to $12,500 a year for single filers. Social Security, Medicare and Iowa tax still apply to it in this estimate.
What $27 an hour affords in Iowa
- Rent at 30% of gross pay
- $1,404 a month
- Needs (50% of take-home)
- $1,909 a month
- Wants (30%)
- $1,146 a month
- Savings and debt (20%)
- $764 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $3,819 monthly take-home figure above.
How Iowa compares
Iowa taxes wages at a flat 3.8%. On $27 an hour ($56,160 a year) the state takes $1,482 in income tax (2.6% of gross), the 17th lowest of 51 jurisdictions.
| State | State taxes | Take-home a year |
|---|---|---|
| Iowa | $1,482 | $45,822 |
| Illinois | $2,635 | $44,669 |
| Minnesota | $2,546 | $44,759 |
| Missouri | $1,670 | $45,635 |
| Nebraska | $1,676 | $45,629 |
| South Dakota | $0 | $47,305 |
| Wisconsin | $1,880 | $45,424 |
Questions people ask about $27 an hour in Iowa
How much is $27 an hour a year after taxes in Iowa?
Working 40 hours a week for 52 weeks, $27 an hour is $56,160 before tax. After $4,559 federal income tax, $4,296 Social Security and Medicare, and $1,482 in Iowa state taxes, you take home $45,822 a year as a single filer in 2026.
How much is $27 an hour biweekly after taxes in Iowa?
$27 an hour is $2,160 gross every two weeks. After taxes a biweekly paycheck comes to about $1,762.
$27 an hour is how much a month?
$27 an hour is $4,680 a month before tax and about $3,819 after tax in Iowa, averaged over 12 months.
How much rent can I afford on $27 an hour?
The 30% rule puts rent at $1,404 a month on $4,680 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $1,909.
How much is $27 an hour with overtime in Iowa?
At 50 hours a week (10 hours at $40.50), you earn $77,220 a year and keep $62,416. The 2026 federal overtime deduction takes $7,020 of overtime premium out of federal taxable income; Social Security and Medicare still apply.
How much Iowa state tax comes out of $27 an hour?
$1,482 a year, or $57 per biweekly paycheck, in Iowa income tax. Local income taxes, where they exist, are not included.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included: Iowa school districts levy an income surtax computed as a % of state tax (excluded). How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax
- Iowa tax source (retrieved 2026-09-26)