$8 an hour is $16,640 a year
$8 an hour is $16,640 a year before tax at 40 hours a week. After 2026 federal income tax, Social Security and Medicare:
You keep
$15,313
a year after taxes
- Every two weeks
- $589
- A month
- $1,276
- Effective tax rate
- 8%
US Before state and local income tax
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$640.00 | $16,640.00 |
FED Federal income tax |
-$2.08 | -$54.00 |
OASDI Social Security tax |
-$39.68 | -$1,031.68 |
MED Medicare tax |
-$9.28 | -$241.28 |
NET Take-home pay | $588.96 | $15,313.04 |
Most states also tax wages. Take-home pay in all 50 states and DC is further down.
$8 an hour per paycheck, month and day
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $16,640 | -$1,327 | $15,313 |
| Month | $1,387 | -$111 | $1,276 |
| Every two weeks | $640 | -$51 | $589 |
| Week | $320 | -$26 | $294 |
| Day | $64 | -$5 | $59 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
If you work more or fewer hours
| Hours a week | Yearly gross | Yearly take-home |
|---|---|---|
| 20 | $8,320 | $7,684 |
| 25 | $10,400 | $9,604 |
| 30 | $12,480 | $11,525 |
| 35 | $14,560 | $13,446 |
| 40 | $16,640 | $15,313 |
| 45 (5 overtime) | $19,760 | $17,986 |
| 50 (10 overtime) | $22,880 | $20,660 |
From 2026, federal income tax exempts the overtime premium (the extra half of time-and-a-half) up to $12,500 a year for single filers. Social Security, Medicare still apply to it.
What $8 an hour affords
- Rent at 30% of gross pay
- $416 a month
- Needs (50% of take-home)
- $638 a month
- Wants (30%)
- $383 a month
- Savings and debt (20%)
- $255 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $1,276 monthly take-home figure above.
$8 an hour after taxes in every state
15 states take no state income tax or payroll contributions from $8 an hour ($16,640 a year). Among the rest, Arizona takes the least ($14 a year) and Oregon the most ($754, or $29 per biweekly paycheck).
| State | State taxes | Take-home a year |
|---|---|---|
| Florida | $0 | $15,313 |
| Idaho | $0 | $15,313 |
| Iowa | $0 | $15,313 |
| Mississippi | $0 | $15,313 |
| Missouri | $0 | $15,313 |
| Nevada | $0 | $15,313 |
| New Hampshire | $0 | $15,313 |
| New Mexico | $0 | $15,313 |
| North Dakota | $0 | $15,313 |
| Ohio | $0 | $15,313 |
| South Dakota | $0 | $15,313 |
| Tennessee | $0 | $15,313 |
| Texas | $0 | $15,313 |
| Utah | $0 | $15,313 |
| Wyoming | $0 | $15,313 |
| Arizona | $14 | $15,300 |
| Montana | $25 | $15,288 |
| South Carolina | $33 | $15,280 |
| Nebraska | $54 | $15,259 |
| District of Columbia | $66 | $15,247 |
| Wisconsin | $69 | $15,244 |
| Georgia | $82 | $15,231 |
| Alaska | $83 | $15,230 |
| Maine | $83 | $15,230 |
| Connecticut | $91 | $15,222 |
| Colorado | $97 | $15,216 |
| Hawaii | $105 | $15,208 |
| Louisiana | $114 | $15,199 |
| Vermont | $124 | $15,189 |
| Minnesota | $148 | $15,165 |
| North Carolina | $155 | $15,158 |
| Arkansas | $172 | $15,141 |
| Rhode Island | $190 | $15,123 |
| Kansas | $202 | $15,112 |
| Oklahoma | $203 | $15,110 |
| California | $216 | $15,097 |
| Virginia | $218 | $15,095 |
| Washington | $231 | $15,082 |
| West Virginia | $341 | $14,972 |
| New Jersey | $360 | $14,953 |
| Delaware | $380 | $14,933 |
| Maryland | $424 | $14,889 |
| New York | $441 | $14,872 |
| Michigan | $454 | $14,859 |
| Indiana | $461 | $14,852 |
| Kentucky | $465 | $14,848 |
| Pennsylvania | $522 | $14,791 |
| Alabama | $564 | $14,749 |
| Massachusetts | $625 | $14,688 |
| Illinois | $679 | $14,634 |
| Oregon | $754 | $14,559 |
Questions people ask about $8 an hour
$8 an hour is how much a year?
$8 an hour is $16,640 a year before tax at 40 hours a week and 52 paid weeks. At 35 hours a week it is $14,560, and at 30 hours $12,480.
How much is $8 an hour after taxes?
After 2026 federal income tax, Social Security and Medicare, a single filer keeps $15,313 a year. State tax brings that down to between $14,559 (Oregon) and $15,313 (Wyoming, no state tax).
How much is $8 an hour biweekly after taxes?
$8 an hour is $640 gross every two weeks. After taxes (before state tax) a biweekly paycheck comes to about $589.
$8 an hour is how much a month?
$8 an hour is $1,387 a month before tax and about $1,276 after tax before state tax, averaged over 12 months.
How much rent can I afford on $8 an hour?
The 30% rule puts rent at $416 a month on $1,387 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $638.
Which state takes the least tax from $8 an hour?
15 states take no state income tax or payroll contributions from wages, so $8 an hour leaves $15,313 there. Oregon leaves the least, $14,559.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included. How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax