$24,000 a year after taxes in Massachusetts
$24,000 a year is $11.54 an hour at 40 hours a week. After 2026 federal, FICA and Massachusetts taxes:
You keep
$20,375
a year after taxes
- Every two weeks
- $784
- A month
- $1,698
- Effective tax rate
- 15.1%
MA A flat 5% income tax
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$923.08 | $24,000.00 |
FED Federal income tax |
-$30.38 | -$790.00 |
OASDI Social Security tax |
-$57.23 | -$1,488.00 |
MED Medicare tax |
-$13.38 | -$348.00 |
ST Massachusetts income tax |
-$34.16 | -$888.20 |
PFML Massachusetts PFML (employee share: all of family 0.18% + 40% of medical 0.70%) |
-$4.25 | -$110.40 |
NET Take-home pay | $783.67 | $20,375.40 |
$24,000 a year per paycheck, month and day in Massachusetts
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $24,000 | -$3,625 | $20,375 |
| Month | $2,000 | -$302 | $1,698 |
| Every two weeks | $923 | -$139 | $784 |
| Week | $462 | -$70 | $392 |
| Day | $92 | -$14 | $78 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
$24,000 a year is how much an hour?
| Hours a week | Before tax | After tax |
|---|---|---|
| 20 | $23.08 | $19.59 |
| 25 | $18.46 | $15.67 |
| 30 | $15.38 | $13.06 |
| 35 | $13.19 | $11.20 |
| 40 | $11.54 | $9.80 |
| 45 | $10.26 | $8.71 |
| 50 | $9.23 | $7.84 |
Salaried jobs usually do not pay overtime, so longer weeks lower your real hourly rate.
What $24,000 a year affords in Massachusetts
- Rent at 30% of gross pay
- $600 a month
- Needs (50% of take-home)
- $849 a month
- Wants (30%)
- $509 a month
- Savings and debt (20%)
- $340 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $1,698 monthly take-home figure above.
How Massachusetts compares
Massachusetts taxes wages at a flat 5%. On a $24,000 salary the state takes $888 in income tax (3.7% of gross) plus $110 in required state payroll contributions (Massachusetts PFML (employee share: all of family 0.18% + 40% of medical 0.70%)), the 49th lowest of 51 jurisdictions.
| State | State taxes | Take-home a year |
|---|---|---|
| Massachusetts | $999 | $20,375 |
| Connecticut | $237 | $21,137 |
| New Hampshire | $0 | $21,374 |
| New York | $834 | $20,540 |
| Rhode Island | $547 | $20,827 |
| Vermont | $370 | $21,004 |
| California | $414 | $20,960 |
Questions people ask about $24,000 a year in Massachusetts
$24,000 a year is how much an hour?
$24,000 a year is $11.54 an hour at 40 hours a week for 52 weeks (2,080 hours). At 45 hours a week it works out to $10.26, and after tax in Massachusetts you keep $9.80 for every 40-hour-week hour.
How much is $24,000 a year after taxes in Massachusetts?
A single filer keeps $20,375 after $790 federal income tax, $1,836 Social Security and Medicare, and $999 Massachusetts state taxes in 2026. That is an effective rate of 15.1%.
How much is $24,000 a year biweekly after taxes?
Paid every two weeks, $24,000 is $923 gross and about $784 net per paycheck in Massachusetts.
What tax bracket is $24,000 in 2026?
After the $16,100 standard deduction, federal taxable income is $7,900, which puts your top dollar in the 10% federal bracket. Your average federal income tax rate is 3.3% of gross pay, and Massachusetts's marginal rate on it is 5%.
How much rent can I afford on $24,000 a year?
The 30% rule gives $600 a month. Using take-home pay and the 50/30/20 split, needs including rent get $849 and savings $340 a month.
How much is $24,000 a month after taxes?
$24,000 is $2,000 a month before tax and $1,698 after Massachusetts and federal taxes.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included. How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax
- Massachusetts tax source (retrieved 2026-09-26)