$29,000 a year after taxes in Texas
$29,000 a year is $13.94 an hour at 40 hours a week. After 2026 federal, FICA and Texas taxes:
You keep
$25,482
a year after taxes
- Every two weeks
- $980
- A month
- $2,123
- Effective tax rate
- 12.1%
TX No state income tax on wages
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$1,115.38 | $29,000.00 |
FED Federal income tax |
-$50.00 | -$1,300.00 |
OASDI Social Security tax |
-$69.15 | -$1,798.00 |
MED Medicare tax |
-$16.17 | -$420.50 |
ST Texas income tax (none) |
$0.00 | $0.00 |
NET Take-home pay | $980.06 | $25,481.50 |
$29,000 a year per paycheck, month and day in Texas
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $29,000 | -$3,519 | $25,482 |
| Month | $2,417 | -$293 | $2,123 |
| Every two weeks | $1,115 | -$135 | $980 |
| Week | $558 | -$68 | $490 |
| Day | $112 | -$14 | $98 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
$29,000 a year is how much an hour?
| Hours a week | Before tax | After tax |
|---|---|---|
| 20 | $27.88 | $24.50 |
| 25 | $22.31 | $19.60 |
| 30 | $18.59 | $16.33 |
| 35 | $15.93 | $14.00 |
| 40 | $13.94 | $12.25 |
| 45 | $12.39 | $10.89 |
| 50 | $11.15 | $9.80 |
Salaried jobs usually do not pay overtime, so longer weeks lower your real hourly rate.
What $29,000 a year affords in Texas
- Rent at 30% of gross pay
- $725 a month
- Needs (50% of take-home)
- $1,062 a month
- Wants (30%)
- $637 a month
- Savings and debt (20%)
- $425 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $2,123 monthly take-home figure above.
How Texas compares
Texas has no state income tax on wages, so on a $29,000 salary you pay only federal income tax, Social Security and Medicare. That ties Texas with 7 other states for the lowest state tax on this pay among 51 jurisdictions.
| State | State taxes | Take-home a year |
|---|---|---|
| Texas | $0 | $25,482 |
| Arkansas | $585 | $24,896 |
| Louisiana | $485 | $24,997 |
| New Mexico | $283 | $25,199 |
| Oklahoma | $760 | $24,722 |
| California | $579 | $24,902 |
| Florida | $0 | $25,482 |
Questions people ask about $29,000 a year in Texas
$29,000 a year is how much an hour?
$29,000 a year is $13.94 an hour at 40 hours a week for 52 weeks (2,080 hours). At 45 hours a week it works out to $12.39, and after tax in Texas you keep $12.25 for every 40-hour-week hour.
How much is $29,000 a year after taxes in Texas?
A single filer keeps $25,482 after $1,300 federal income tax, $2,219 Social Security and Medicare, and $0 Texas state taxes in 2026. That is an effective rate of 12.1%.
How much is $29,000 a year biweekly after taxes?
Paid every two weeks, $29,000 is $1,115 gross and about $980 net per paycheck in Texas.
What tax bracket is $29,000 in 2026?
After the $16,100 standard deduction, federal taxable income is $12,900, which puts your top dollar in the 12% federal bracket. Your average federal income tax rate is 4.5% of gross pay.
How much rent can I afford on $29,000 a year?
The 30% rule gives $725 a month. Using take-home pay and the 50/30/20 split, needs including rent get $1,062 and savings $425 a month.
How much is $29,000 a month after taxes?
$29,000 is $2,417 a month before tax and $2,123 after Texas and federal taxes.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included. How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax
- Texas tax source (retrieved 2026-09-26)