$10 an hour after taxes in Washington
$10 an hour is $20,800 a year before tax at 40 hours a week. After 2026 federal, FICA and Washington taxes:
You keep
$18,450
a year after taxes
- Every two weeks
- $710
- A month
- $1,538
- Effective tax rate
- 11.3%
WA No state income tax on wages
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$800.00 | $20,800.00 |
FED Federal income tax |
-$18.08 | -$470.00 |
OASDI Social Security tax |
-$49.60 | -$1,289.60 |
MED Medicare tax |
-$11.60 | -$301.60 |
ST Washington income tax (none) |
$0.00 | $0.00 |
PFML WA Paid Family & Medical Leave (employee share) |
-$6.46 | -$167.89 |
LTC WA Cares Fund (long-term care) |
-$4.64 | -$120.64 |
NET Take-home pay | $709.63 | $18,450.27 |
$10 an hour per paycheck, month and day in Washington
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $20,800 | -$2,350 | $18,450 |
| Month | $1,733 | -$196 | $1,538 |
| Every two weeks | $800 | -$90 | $710 |
| Week | $400 | -$45 | $355 |
| Day | $80 | -$9 | $71 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
If you work more or fewer hours
| Hours a week | Yearly gross | Yearly take-home |
|---|---|---|
| 20 | $10,400 | $9,460 |
| 25 | $13,000 | $11,825 |
| 30 | $15,600 | $14,190 |
| 35 | $18,200 | $16,345 |
| 40 | $20,800 | $18,450 |
| 45 (5 overtime) | $24,700 | $21,738 |
| 50 (10 overtime) | $28,600 | $25,025 |
From 2026, federal income tax exempts the overtime premium (the extra half of time-and-a-half) up to $12,500 a year for single filers. Social Security, Medicare and Washington tax still apply to it in this estimate.
What $10 an hour affords in Washington
- Rent at 30% of gross pay
- $520 a month
- Needs (50% of take-home)
- $769 a month
- Wants (30%)
- $461 a month
- Savings and debt (20%)
- $308 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $1,538 monthly take-home figure above.
How Washington compares
Washington has no state income tax on wages, so on $10 an hour ($20,800 a year) you pay only federal income tax, Social Security and Medicare, plus $289 in required state payroll contributions (WA Paid Family & Medical Leave (employee share), WA Cares Fund (long-term care)). That ranks Washington 28th lowest of 51 jurisdictions for state tax on this pay.
| State | State taxes | Take-home a year |
|---|---|---|
| Washington | $289 | $18,450 |
| Idaho | $0 | $18,739 |
| Oregon | $1,110 | $17,628 |
| California | $308 | $18,430 |
| Texas | $0 | $18,739 |
| Florida | $0 | $18,739 |
| New York | $650 | $18,089 |
Questions people ask about $10 an hour in Washington
How much is $10 an hour a year after taxes in Washington?
Working 40 hours a week for 52 weeks, $10 an hour is $20,800 before tax. After $470 federal income tax, $1,591 Social Security and Medicare, and $289 in Washington state taxes, you take home $18,450 a year as a single filer in 2026.
How much is $10 an hour biweekly after taxes in Washington?
$10 an hour is $800 gross every two weeks. After taxes a biweekly paycheck comes to about $710.
$10 an hour is how much a month?
$10 an hour is $1,733 a month before tax and about $1,538 after tax in Washington, averaged over 12 months.
How much rent can I afford on $10 an hour?
The 30% rule puts rent at $520 a month on $1,733 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $769.
How much is $10 an hour with overtime in Washington?
At 50 hours a week (10 hours at $15.00), you earn $28,600 a year and keep $25,025. The 2026 federal overtime deduction takes $2,600 of overtime premium out of federal taxable income; Social Security and Medicare still apply.
Does Washington take state income tax out of paychecks?
No. Washington has no state income tax on wages, so nothing is withheld for it, though $289 a year goes to required state payroll contributions. Local taxes are not included here.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included. How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax
- Washington tax source (retrieved 2026-09-26)