$11 an hour after taxes in Massachusetts
$11 an hour is $22,880 a year before tax at 40 hours a week. After 2026 federal, FICA and Massachusetts taxes:
You keep
$19,510
a year after taxes
- Every two weeks
- $750
- A month
- $1,626
- Effective tax rate
- 14.7%
MA A flat 5% income tax
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$880.00 | $22,880.00 |
FED Federal income tax |
-$26.08 | -$678.00 |
OASDI Social Security tax |
-$54.56 | -$1,418.56 |
MED Medicare tax |
-$12.76 | -$331.76 |
ST Massachusetts income tax |
-$32.17 | -$836.48 |
PFML Massachusetts PFML (employee share: all of family 0.18% + 40% of medical 0.70%) |
-$4.05 | -$105.25 |
NET Take-home pay | $750.38 | $19,509.95 |
$11 an hour per paycheck, month and day in Massachusetts
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $22,880 | -$3,370 | $19,510 |
| Month | $1,907 | -$281 | $1,626 |
| Every two weeks | $880 | -$130 | $750 |
| Week | $440 | -$65 | $375 |
| Day | $88 | -$13 | $75 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
If you work more or fewer hours
| Hours a week | Yearly gross | Yearly take-home |
|---|---|---|
| 20 | $11,440 | $10,204 |
| 25 | $14,300 | $12,700 |
| 30 | $17,160 | $15,090 |
| 35 | $20,020 | $17,300 |
| 40 | $22,880 | $19,510 |
| 45 (5 overtime) | $27,170 | $22,964 |
| 50 (10 overtime) | $31,460 | $26,404 |
From 2026, federal income tax exempts the overtime premium (the extra half of time-and-a-half) up to $12,500 a year for single filers. Social Security, Medicare and Massachusetts tax still apply to it in this estimate.
What $11 an hour affords in Massachusetts
- Rent at 30% of gross pay
- $572 a month
- Needs (50% of take-home)
- $813 a month
- Wants (30%)
- $488 a month
- Savings and debt (20%)
- $325 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $1,626 monthly take-home figure above.
How Massachusetts compares
Massachusetts taxes wages at a flat 5%. On $11 an hour ($22,880 a year) the state takes $836 in income tax (3.7% of gross) plus $105 in required state payroll contributions (Massachusetts PFML (employee share: all of family 0.18% + 40% of medical 0.70%)), the 49th lowest of 51 jurisdictions.
| State | State taxes | Take-home a year |
|---|---|---|
| Massachusetts | $942 | $19,510 |
| Connecticut | $217 | $20,235 |
| New Hampshire | $0 | $20,452 |
| New York | $769 | $19,683 |
| Rhode Island | $493 | $19,959 |
| Vermont | $333 | $20,119 |
| California | $377 | $20,075 |
Questions people ask about $11 an hour in Massachusetts
How much is $11 an hour a year after taxes in Massachusetts?
Working 40 hours a week for 52 weeks, $11 an hour is $22,880 before tax. After $678 federal income tax, $1,750 Social Security and Medicare, and $942 in Massachusetts state taxes, you take home $19,510 a year as a single filer in 2026.
How much is $11 an hour biweekly after taxes in Massachusetts?
$11 an hour is $880 gross every two weeks. After taxes a biweekly paycheck comes to about $750.
$11 an hour is how much a month?
$11 an hour is $1,907 a month before tax and about $1,626 after tax in Massachusetts, averaged over 12 months.
How much rent can I afford on $11 an hour?
The 30% rule puts rent at $572 a month on $1,907 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $813.
How much is $11 an hour with overtime in Massachusetts?
At 50 hours a week (10 hours at $16.50), you earn $31,460 a year and keep $26,404. The 2026 federal overtime deduction takes $2,860 of overtime premium out of federal taxable income; Social Security and Medicare still apply.
How much Massachusetts state tax comes out of $11 an hour?
$836 a year, or $32 per biweekly paycheck, in Massachusetts income tax, plus $105 a year in state payroll contributions. Local income taxes, where they exist, are not included.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included. How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax
- Massachusetts tax source (retrieved 2026-09-26)