$11 an hour is $22,880 a year
$11 an hour is $22,880 a year before tax at 40 hours a week. After 2026 federal income tax, Social Security and Medicare:
You keep
$20,452
a year after taxes
- Every two weeks
- $787
- A month
- $1,704
- Effective tax rate
- 10.6%
US Before state and local income tax
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$880.00 | $22,880.00 |
FED Federal income tax |
-$26.08 | -$678.00 |
OASDI Social Security tax |
-$54.56 | -$1,418.56 |
MED Medicare tax |
-$12.76 | -$331.76 |
NET Take-home pay | $786.60 | $20,451.68 |
Most states also tax wages. Take-home pay in all 50 states and DC is further down.
$11 an hour per paycheck, month and day
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $22,880 | -$2,428 | $20,452 |
| Month | $1,907 | -$202 | $1,704 |
| Every two weeks | $880 | -$93 | $787 |
| Week | $440 | -$47 | $393 |
| Day | $88 | -$9 | $79 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
If you work more or fewer hours
| Hours a week | Yearly gross | Yearly take-home |
|---|---|---|
| 20 | $11,440 | $10,565 |
| 25 | $14,300 | $13,206 |
| 30 | $17,160 | $15,741 |
| 35 | $20,020 | $18,096 |
| 40 | $22,880 | $20,452 |
| 45 (5 overtime) | $27,170 | $24,127 |
| 50 (10 overtime) | $31,460 | $27,801 |
From 2026, federal income tax exempts the overtime premium (the extra half of time-and-a-half) up to $12,500 a year for single filers. Social Security, Medicare still apply to it.
What $11 an hour affords
- Rent at 30% of gross pay
- $572 a month
- Needs (50% of take-home)
- $852 a month
- Wants (30%)
- $511 a month
- Savings and debt (20%)
- $341 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $1,704 monthly take-home figure above.
$11 an hour after taxes in every state
9 states take no state income tax or payroll contributions from $11 an hour ($22,880 a year). Among the rest, New Mexico takes the least ($71 a year) and Oregon the most ($1,289, or $50 per biweekly paycheck).
| State | State taxes | Take-home a year |
|---|---|---|
| Florida | $0 | $20,452 |
| Nevada | $0 | $20,452 |
| New Hampshire | $0 | $20,452 |
| North Dakota | $0 | $20,452 |
| Ohio | $0 | $20,452 |
| South Dakota | $0 | $20,452 |
| Tennessee | $0 | $20,452 |
| Texas | $0 | $20,452 |
| Wyoming | $0 | $20,452 |
| New Mexico | $71 | $20,381 |
| Utah | $107 | $20,345 |
| Idaho | $114 | $20,337 |
| Alaska | $114 | $20,337 |
| Missouri | $141 | $20,310 |
| South Carolina | $157 | $20,295 |
| Arizona | $170 | $20,282 |
| Mississippi | $183 | $20,268 |
| Connecticut | $217 | $20,235 |
| Iowa | $218 | $20,234 |
| Maine | $226 | $20,225 |
| Hawaii | $267 | $20,185 |
| Nebraska | $273 | $20,179 |
| Wisconsin | $299 | $20,152 |
| Louisiana | $301 | $20,150 |
| District of Columbia | $315 | $20,136 |
| Washington | $317 | $20,134 |
| Montana | $319 | $20,133 |
| Vermont | $333 | $20,119 |
| Arkansas | $377 | $20,075 |
| California | $377 | $20,075 |
| Georgia | $393 | $20,058 |
| Colorado | $399 | $20,053 |
| North Carolina | $404 | $20,047 |
| Oklahoma | $484 | $19,968 |
| Rhode Island | $493 | $19,959 |
| New Jersey | $506 | $19,945 |
| Minnesota | $509 | $19,943 |
| West Virginia | $517 | $19,935 |
| Kansas | $526 | $19,926 |
| Virginia | $530 | $19,922 |
| Indiana | $645 | $19,806 |
| Kentucky | $683 | $19,768 |
| Delaware | $705 | $19,747 |
| Pennsylvania | $718 | $19,733 |
| Michigan | $720 | $19,732 |
| Maryland | $721 | $19,731 |
| New York | $769 | $19,683 |
| Alabama | $845 | $19,607 |
| Massachusetts | $942 | $19,510 |
| Illinois | $988 | $19,464 |
| Oregon | $1,289 | $19,163 |
Questions people ask about $11 an hour
$11 an hour is how much a year?
$11 an hour is $22,880 a year before tax at 40 hours a week and 52 paid weeks. At 35 hours a week it is $20,020, and at 30 hours $17,160.
How much is $11 an hour after taxes?
After 2026 federal income tax, Social Security and Medicare, a single filer keeps $20,452 a year. State tax brings that down to between $19,163 (Oregon) and $20,452 (Wyoming, no state tax).
How much is $11 an hour biweekly after taxes?
$11 an hour is $880 gross every two weeks. After taxes (before state tax) a biweekly paycheck comes to about $787.
$11 an hour is how much a month?
$11 an hour is $1,907 a month before tax and about $1,704 after tax before state tax, averaged over 12 months.
How much rent can I afford on $11 an hour?
The 30% rule puts rent at $572 a month on $1,907 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $852.
Which state takes the least tax from $11 an hour?
9 states take no state income tax or payroll contributions from wages, so $11 an hour leaves $20,452 there. Oregon leaves the least, $19,163.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included. How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax