$11 an hour after taxes in New Jersey
$11 an hour is $22,880 a year before tax at 40 hours a week. After 2026 federal, FICA and New Jersey taxes:
You keep
$19,945
a year after taxes
- Every two weeks
- $767
- A month
- $1,662
- Effective tax rate
- 12.8%
NJ Income tax rates from 1.4% to 10.75%
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$880.00 | $22,880.00 |
FED Federal income tax |
-$26.08 | -$678.00 |
OASDI Social Security tax |
-$54.56 | -$1,418.56 |
MED Medicare tax |
-$12.76 | -$331.76 |
ST New Jersey income tax |
-$12.03 | -$312.90 |
SUI NJ unemployment + workforce development (employee UI/WF/SWF) |
-$3.74 | -$97.24 |
SDI NJ temporary disability insurance (TDI, employee) |
-$1.67 | -$43.47 |
PFML NJ family leave insurance (FLI, employee) |
-$2.02 | -$52.62 |
NET Take-home pay | $767.13 | $19,945.44 |
$11 an hour per paycheck, month and day in New Jersey
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $22,880 | -$2,935 | $19,945 |
| Month | $1,907 | -$245 | $1,662 |
| Every two weeks | $880 | -$113 | $767 |
| Week | $440 | -$56 | $384 |
| Day | $88 | -$11 | $77 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
If you work more or fewer hours
| Hours a week | Yearly gross | Yearly take-home |
|---|---|---|
| 20 | $11,440 | $10,322 |
| 25 | $14,300 | $12,899 |
| 30 | $17,160 | $15,370 |
| 35 | $20,020 | $17,661 |
| 40 | $22,880 | $19,945 |
| 45 (5 overtime) | $27,170 | $23,510 |
| 50 (10 overtime) | $31,460 | $27,072 |
From 2026, federal income tax exempts the overtime premium (the extra half of time-and-a-half) up to $12,500 a year for single filers. Social Security, Medicare and New Jersey tax still apply to it in this estimate.
What $11 an hour affords in New Jersey
- Rent at 30% of gross pay
- $572 a month
- Needs (50% of take-home)
- $831 a month
- Wants (30%)
- $499 a month
- Savings and debt (20%)
- $332 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $1,662 monthly take-home figure above.
How New Jersey compares
New Jersey's rates run from 1.4% to 10.75%, and your last dollar here is taxed at 1.75%. On $11 an hour ($22,880 a year) the state takes $313 in income tax (1.4% of gross) plus $193 in required state payroll contributions (NJ unemployment + workforce development (employee UI/WF/SWF), NJ temporary disability insurance (TDI, employee), NJ family leave insurance (FLI, employee)), the 36th lowest of 51 jurisdictions.
| State | State taxes | Take-home a year |
|---|---|---|
| New Jersey | $506 | $19,945 |
| Delaware | $705 | $19,747 |
| New York | $769 | $19,683 |
| Pennsylvania | $718 | $19,733 |
| California | $377 | $20,075 |
| Texas | $0 | $20,452 |
| Florida | $0 | $20,452 |
Questions people ask about $11 an hour in New Jersey
How much is $11 an hour a year after taxes in New Jersey?
Working 40 hours a week for 52 weeks, $11 an hour is $22,880 before tax. After $678 federal income tax, $1,750 Social Security and Medicare, and $506 in New Jersey state taxes, you take home $19,945 a year as a single filer in 2026.
How much is $11 an hour biweekly after taxes in New Jersey?
$11 an hour is $880 gross every two weeks. After taxes a biweekly paycheck comes to about $767.
$11 an hour is how much a month?
$11 an hour is $1,907 a month before tax and about $1,662 after tax in New Jersey, averaged over 12 months.
How much rent can I afford on $11 an hour?
The 30% rule puts rent at $572 a month on $1,907 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $831.
How much is $11 an hour with overtime in New Jersey?
At 50 hours a week (10 hours at $16.50), you earn $31,460 a year and keep $27,072. The 2026 federal overtime deduction takes $2,860 of overtime premium out of federal taxable income; Social Security and Medicare still apply.
How much New Jersey state tax comes out of $11 an hour?
$313 a year, or $12 per biweekly paycheck, in New Jersey income tax, plus $193 a year in state payroll contributions. Local income taxes, where they exist, are not included.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included: No local income tax on residents (Newark payroll tax is employer-paid). How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax
- New Jersey tax source (retrieved 2026-09-26)