$12 an hour after taxes in Minnesota
$12 an hour is $24,960 a year before tax at 40 hours a week. After 2026 federal, FICA and Minnesota taxes:
You keep
$21,535
a year after taxes
- Every two weeks
- $828
- A month
- $1,795
- Effective tax rate
- 13.7%
MN Income tax rates from 5.35% to 9.85%
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$960.00 | $24,960.00 |
FED Federal income tax |
-$34.08 | -$886.00 |
OASDI Social Security tax |
-$59.52 | -$1,547.52 |
MED Medicare tax |
-$13.92 | -$361.92 |
ST Minnesota income tax |
-$19.98 | -$519.49 |
PFML Minnesota Paid Leave (employee share, new 1 Jan 2026) |
-$4.22 | -$109.82 |
NET Take-home pay | $828.28 | $21,535.25 |
$12 an hour per paycheck, month and day in Minnesota
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $24,960 | -$3,425 | $21,535 |
| Month | $2,080 | -$285 | $1,795 |
| Every two weeks | $960 | -$132 | $828 |
| Week | $480 | -$66 | $414 |
| Day | $96 | -$13 | $83 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
If you work more or fewer hours
| Hours a week | Yearly gross | Yearly take-home |
|---|---|---|
| 20 | $12,480 | $11,470 |
| 25 | $15,600 | $14,319 |
| 30 | $18,720 | $16,758 |
| 35 | $21,840 | $19,147 |
| 40 | $24,960 | $21,535 |
| 45 (5 overtime) | $29,640 | $25,274 |
| 50 (10 overtime) | $34,320 | $28,959 |
From 2026, federal income tax exempts the overtime premium (the extra half of time-and-a-half) up to $12,500 a year for single filers. Social Security, Medicare and Minnesota tax still apply to it in this estimate.
What $12 an hour affords in Minnesota
- Rent at 30% of gross pay
- $624 a month
- Needs (50% of take-home)
- $897 a month
- Wants (30%)
- $538 a month
- Savings and debt (20%)
- $359 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $1,795 monthly take-home figure above.
How Minnesota compares
Minnesota's rates run from 5.35% to 9.85%, and your last dollar here is taxed at 5.35%. On $12 an hour ($24,960 a year) the state takes $519 in income tax (2.1% of gross) plus $110 in required state payroll contributions (Minnesota Paid Leave (employee share, new 1 Jan 2026)), the 38th lowest of 51 jurisdictions.
| State | State taxes | Take-home a year |
|---|---|---|
| Minnesota | $629 | $21,535 |
| Iowa | $297 | $21,868 |
| North Dakota | $0 | $22,165 |
| South Dakota | $0 | $22,165 |
| Wisconsin | $381 | $21,784 |
| California | $446 | $21,719 |
| Texas | $0 | $22,165 |
Questions people ask about $12 an hour in Minnesota
How much is $12 an hour a year after taxes in Minnesota?
Working 40 hours a week for 52 weeks, $12 an hour is $24,960 before tax. After $886 federal income tax, $1,909 Social Security and Medicare, and $629 in Minnesota state taxes, you take home $21,535 a year as a single filer in 2026.
How much is $12 an hour biweekly after taxes in Minnesota?
$12 an hour is $960 gross every two weeks. After taxes a biweekly paycheck comes to about $828.
$12 an hour is how much a month?
$12 an hour is $2,080 a month before tax and about $1,795 after tax in Minnesota, averaged over 12 months.
How much rent can I afford on $12 an hour?
The 30% rule puts rent at $624 a month on $2,080 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $897.
How much is $12 an hour with overtime in Minnesota?
At 50 hours a week (10 hours at $18.00), you earn $34,320 a year and keep $28,959. The 2026 federal overtime deduction takes $3,120 of overtime premium out of federal taxable income; Social Security and Medicare still apply.
How much Minnesota state tax comes out of $12 an hour?
$519 a year, or $20 per biweekly paycheck, in Minnesota income tax, plus $110 a year in state payroll contributions. Local income taxes, where they exist, are not included.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included. How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax
- Minnesota tax source (retrieved 2026-09-26; some 2026 amounts projected until the state publishes them, see the data notes)