$13 an hour after taxes in Minnesota
$13 an hour is $27,040 a year before tax at 40 hours a week. After 2026 federal, FICA and Minnesota taxes:
You keep
$23,128
a year after taxes
- Every two weeks
- $890
- A month
- $1,927
- Effective tax rate
- 14.5%
MN Income tax rates from 5.35% to 9.85%
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$1,040.00 | $27,040.00 |
FED Federal income tax |
-$42.08 | -$1,094.00 |
OASDI Social Security tax |
-$64.48 | -$1,676.48 |
MED Medicare tax |
-$15.08 | -$392.08 |
ST Minnesota income tax |
-$24.26 | -$630.77 |
PFML Minnesota Paid Leave (employee share, new 1 Jan 2026) |
-$4.58 | -$118.98 |
NET Take-home pay | $889.53 | $23,127.70 |
$13 an hour per paycheck, month and day in Minnesota
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $27,040 | -$3,912 | $23,128 |
| Month | $2,253 | -$326 | $1,927 |
| Every two weeks | $1,040 | -$150 | $890 |
| Week | $520 | -$75 | $445 |
| Day | $104 | -$15 | $89 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
If you work more or fewer hours
| Hours a week | Yearly gross | Yearly take-home |
|---|---|---|
| 20 | $13,520 | $12,426 |
| 25 | $16,900 | $15,365 |
| 30 | $20,280 | $17,952 |
| 35 | $23,660 | $20,540 |
| 40 | $27,040 | $23,128 |
| 45 (5 overtime) | $32,110 | $27,140 |
| 50 (10 overtime) | $37,180 | $31,123 |
From 2026, federal income tax exempts the overtime premium (the extra half of time-and-a-half) up to $12,500 a year for single filers. Social Security, Medicare and Minnesota tax still apply to it in this estimate.
What $13 an hour affords in Minnesota
- Rent at 30% of gross pay
- $676 a month
- Needs (50% of take-home)
- $964 a month
- Wants (30%)
- $578 a month
- Savings and debt (20%)
- $385 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $1,927 monthly take-home figure above.
How Minnesota compares
Minnesota's rates run from 5.35% to 9.85%, and your last dollar here is taxed at 5.35%. On $13 an hour ($27,040 a year) the state takes $631 in income tax (2.3% of gross) plus $119 in required state payroll contributions (Minnesota Paid Leave (employee share, new 1 Jan 2026)), the 40th lowest of 51 jurisdictions.
| State | State taxes | Take-home a year |
|---|---|---|
| Minnesota | $750 | $23,128 |
| Iowa | $376 | $23,502 |
| North Dakota | $0 | $23,877 |
| South Dakota | $0 | $23,877 |
| Wisconsin | $462 | $23,415 |
| California | $514 | $23,363 |
| Texas | $0 | $23,877 |
Questions people ask about $13 an hour in Minnesota
How much is $13 an hour a year after taxes in Minnesota?
Working 40 hours a week for 52 weeks, $13 an hour is $27,040 before tax. After $1,094 federal income tax, $2,069 Social Security and Medicare, and $750 in Minnesota state taxes, you take home $23,128 a year as a single filer in 2026.
How much is $13 an hour biweekly after taxes in Minnesota?
$13 an hour is $1,040 gross every two weeks. After taxes a biweekly paycheck comes to about $890.
$13 an hour is how much a month?
$13 an hour is $2,253 a month before tax and about $1,927 after tax in Minnesota, averaged over 12 months.
How much rent can I afford on $13 an hour?
The 30% rule puts rent at $676 a month on $2,253 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $964.
How much is $13 an hour with overtime in Minnesota?
At 50 hours a week (10 hours at $19.50), you earn $37,180 a year and keep $31,123. The 2026 federal overtime deduction takes $3,380 of overtime premium out of federal taxable income; Social Security and Medicare still apply.
How much Minnesota state tax comes out of $13 an hour?
$631 a year, or $24 per biweekly paycheck, in Minnesota income tax, plus $119 a year in state payroll contributions. Local income taxes, where they exist, are not included.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included. How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax
- Minnesota tax source (retrieved 2026-09-26; some 2026 amounts projected until the state publishes them, see the data notes)