$18 an hour after taxes in Minnesota
$18 an hour is $37,440 a year before tax at 40 hours a week. After 2026 federal, FICA and Minnesota taxes:
You keep
$30,911
a year after taxes
- Every two weeks
- $1,189
- A month
- $2,576
- Effective tax rate
- 17.4%
MN Income tax rates from 5.35% to 9.85%
| Line | Every two weeks | Year |
|---|---|---|
GROSS Gross pay |
$1,440.00 | $37,440.00 |
FED Federal income tax |
-$88.95 | -$2,312.80 |
OASDI Social Security tax |
-$89.28 | -$2,321.28 |
MED Medicare tax |
-$20.88 | -$542.88 |
ST Minnesota income tax |
-$45.66 | -$1,187.17 |
PFML Minnesota Paid Leave (employee share, new 1 Jan 2026) |
-$6.34 | -$164.74 |
NET Take-home pay | $1,188.89 | $30,911.14 |
$18 an hour per paycheck, month and day in Minnesota
| Period | Gross | Taxes | Take-home |
|---|---|---|---|
| Year | $37,440 | -$6,529 | $30,911 |
| Month | $3,120 | -$544 | $2,576 |
| Every two weeks | $1,440 | -$251 | $1,189 |
| Week | $720 | -$126 | $594 |
| Day | $144 | -$25 | $119 |
Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line on the stub above.
If you work more or fewer hours
| Hours a week | Yearly gross | Yearly take-home |
|---|---|---|
| 20 | $18,720 | $16,758 |
| 25 | $23,400 | $20,341 |
| 30 | $28,080 | $23,924 |
| 35 | $32,760 | $27,422 |
| 40 | $37,440 | $30,911 |
| 45 (5 overtime) | $44,460 | $36,426 |
| 50 (10 overtime) | $51,480 | $41,899 |
From 2026, federal income tax exempts the overtime premium (the extra half of time-and-a-half) up to $12,500 a year for single filers. Social Security, Medicare and Minnesota tax still apply to it in this estimate.
What $18 an hour affords in Minnesota
- Rent at 30% of gross pay
- $936 a month
- Needs (50% of take-home)
- $1,288 a month
- Wants (30%)
- $773 a month
- Savings and debt (20%)
- $515 a month
The 30% rule is the benchmark HUD uses for housing cost burden. The 50/30/20 split applies to the $2,576 monthly take-home figure above.
How Minnesota compares
Minnesota's rates run from 5.35% to 9.85%, and your last dollar here is taxed at 5.35%. On $18 an hour ($37,440 a year) the state takes $1,187 in income tax (3.2% of gross) plus $165 in required state payroll contributions (Minnesota Paid Leave (employee share, new 1 Jan 2026)), the 44th lowest of 51 jurisdictions.
| State | State taxes | Take-home a year |
|---|---|---|
| Minnesota | $1,352 | $30,911 |
| Iowa | $771 | $31,492 |
| North Dakota | $0 | $32,263 |
| South Dakota | $0 | $32,263 |
| Wisconsin | $958 | $31,305 |
| California | $967 | $31,296 |
| Texas | $0 | $32,263 |
Questions people ask about $18 an hour in Minnesota
How much is $18 an hour a year after taxes in Minnesota?
Working 40 hours a week for 52 weeks, $18 an hour is $37,440 before tax. After $2,313 federal income tax, $2,864 Social Security and Medicare, and $1,352 in Minnesota state taxes, you take home $30,911 a year as a single filer in 2026.
How much is $18 an hour biweekly after taxes in Minnesota?
$18 an hour is $1,440 gross every two weeks. After taxes a biweekly paycheck comes to about $1,189.
$18 an hour is how much a month?
$18 an hour is $3,120 a month before tax and about $2,576 after tax in Minnesota, averaged over 12 months.
How much rent can I afford on $18 an hour?
The 30% rule puts rent at $936 a month on $3,120 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $1,288.
How much is $18 an hour with overtime in Minnesota?
At 50 hours a week (10 hours at $27.00), you earn $51,480 a year and keep $41,899. The 2026 federal overtime deduction takes $4,680 of overtime premium out of federal taxable income; Social Security and Medicare still apply.
How much Minnesota state tax comes out of $18 an hour?
$1,187 a year, or $46 per biweekly paycheck, in Minnesota income tax, plus $165 a year in state payroll contributions. Local income taxes, where they exist, are not included.
Try your own numbers
Sources and assumptions
Tax year 2026. Annual tax for a filer with no dependents, no other income and no credits, working 52 weeks. Hours over 40 a week are paid at 1.5×. Local income taxes are not included. How we calculate.
- IRS Revenue Procedure 2025-32: federal brackets and standard deduction (retrieved 2026-09-26)
- Social Security Administration: 2026 wage base; IRS: Medicare and Additional Medicare Tax
- Minnesota tax source (retrieved 2026-09-26; some 2026 amounts projected until the state publishes them, see the data notes)