$13 an hour after taxes in North Carolina

$13 an hour is $27,040 a year before tax at 40 hours a week.

After 2026 federal, FICA and North Carolina taxes, you keep

$23,307 a year, estimated

Annual tax estimate averaged by pay period. Actual employer withholding depends on your W-4 and payroll. Excludes local income tax, dependents, credits and other income. Joint filing models one earner.

North Carolina has a flat 3.99% income tax.

Every two weeks
$896
Every month
$1,942
Effective tax rate
13.8%

Tax year 2026. Single filer, 40.0 hours per working week, 52 paid weeks. Sources and individual retrieval dates.

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Pay
Filing status, weeks, overtime and benefits

Hourly overtime assumes time-and-a-half after 40 hours. Only FLSA-qualified premium is deductible; the reported amount is already part of your gross pay. Salary means total earnings for the year entered.

2026 employee 401(k) limits: $24,500 normally, $32,500 with age-50 catch-up, or $35,750 at ages 60–63 if the plan permits. Employer match is separate. Contributions elsewhere reduce the available limit; other employers' income and taxes are not included. Age here affects retirement limits only; age-related income-tax deductions are excluded.

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Where $13 an hour goes in North Carolina

Estimated annual liability averaged by period for $13 an hour in North Carolina; single, one earner
LineEvery two weeksYear
Gross pay$1,040.00$27,040.00
Federal income tax−$42.08−$1,094.00
Social Security tax−$64.48−$1,676.48
Medicare tax−$15.08−$392.08
North Carolina income tax−$21.93−$570.17
Take-home pay$896.43$23,307.27
Where each $100 of gross pay goes
Take-home pay $86.20 Federal income tax $4.05 Social Security $6.20 Medicare $1.45 North Carolina income tax $2.11

$13 an hour per paycheck, month and day in North Carolina

$13 an hour in North Carolina: gross and take-home by pay period (2026, single filer)
PeriodGrossTaxes and deductionsTake-home
Year$27,040−$3,733$23,307
Month$2,253−$311$1,942
Every two weeks$1,040−$144$896
Twice a month$1,127−$156$971
Week$520−$72$448
Day$104−$14$90

Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line of the pay stub above.

If you work more or fewer hours

$13 an hour at different weekly hours in North Carolina. Hours over 40 are paid at $19.50 (1.5×).
Hours a weekWeekly grossYearly grossYearly take-homeBiweekly take-home
20$260$13,520$12,455$479
25$325$16,900$15,362$591
30$390$20,280$18,010$693
35$455$23,660$20,659$795
40$520$27,040$23,307$896
45 5 overtime$618$32,110$27,411$1,054
50 10 overtime$715$37,180$31,485$1,211

Eligible FLSA overtime premium may qualify for a 2025–2028 federal deduction, capped at $12,500 for single filers before the MAGI phaseout. These examples assume eligibility. Overtime is still wages; FICA and modeled state taxes apply, and employer withholding does not automatically disappear. Choose eligibility and paid weeks.

Example monthly budget

Rent at 30% of gross pay
$676 a month
Needs (50% of take-home)
$971 a month
Wants (30%)
$583 a month
Savings and debt (20%)
$388 a month

These are budgeting heuristics, not local rent data or a finding that a household can afford these costs. HUD's housing-burden benchmark includes housing costs and utilities, not rent alone. The 50/30/20 illustration uses $1,942 estimated monthly take-home; compare it with your actual bills and debts.

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How North Carolina compares

North Carolina taxes wages at a flat 3.99%. On $13 an hour ($27,040 a year) the state takes $570 in income tax (2.1% of gross), the 31st lowest of 51 jurisdictions.

$13 an hour, single filer. Selected state and nearby states first, followed by all remaining states. Periods are annual averages; local taxes and credits are excluded.
Compare
North Carolina Selected$570$23,307Compare North Carolina
Georgia$601$23,277Compare Georgia
South Carolina$240$23,638Compare South Carolina
Tennessee$0$23,877Compare Tennessee
Virginia$741$23,137Compare Virginia
CaliforniaProvisional parameters$514$23,363Compare California
Texas$0$23,877Compare Texas
Florida$0$23,877Compare Florida
Nevada$0$23,877Compare Nevada
New Hampshire$0$23,877Compare New Hampshire
North Dakota$0$23,877Compare North Dakota
Ohio$0$23,877Compare Ohio
South Dakota$0$23,877Compare South Dakota
Wyoming$0$23,877Compare Wyoming
Alaska$135$23,742Compare Alaska
New Mexico$210$23,667Compare New Mexico
Arizona$274$23,604Compare Arizona
MissouriProvisional parameters$321$23,557Compare Missouri
IdahoProvisional parameters$335$23,543Compare Idaho
UtahProvisional parameters$346$23,532Compare Utah
Mississippi$350$23,528Compare Mississippi
Washington$375$23,502Compare Washington
Iowa$376$23,502Compare Iowa
Connecticut$383$23,494Compare Connecticut
NebraskaProvisional parameters$419$23,458Compare Nebraska
Louisiana$426$23,451Compare Louisiana
WisconsinProvisional parameters$462$23,415Compare Wisconsin
VermontProvisional parameters$472$23,405Compare Vermont
Hawaii$480$23,397Compare Hawaii
MaineProvisional parameters$488$23,389Compare Maine
Montana$514$23,363Compare Montana
ArkansasProvisional parameters$518$23,359Compare Arkansas
District of ColumbiaProvisional parameters$522$23,355Compare District of Columbia
Colorado$600$23,277Compare Colorado
New Jersey$614$23,263Compare New Jersey
West Virginia$634$23,244Compare West Virginia
Oklahoma$671$23,206Compare Oklahoma
Rhode Island$695$23,183Compare Rhode Island
Kansas$742$23,135Compare Kansas
MinnesotaProvisional parameters$750$23,128Compare Minnesota
Indiana$768$23,109Compare Indiana
Kentucky$829$23,049Compare Kentucky
Pennsylvania$849$23,028Compare Pennsylvania
MichiganProvisional parameters$896$22,981Compare Michigan
MarylandProvisional parameters$918$22,959Compare Maryland
Delaware$936$22,941Compare Delaware
New York$1,011$22,866Compare New York
Alabama$1,036$22,841Compare Alabama
Massachusetts$1,156$22,721Compare Massachusetts
Illinois$1,194$22,684Compare Illinois
OregonProvisional parameters$1,645$22,232Compare Oregon

Use the heading buttons to sort with JavaScript. Every state link and all annual values remain available without it. Compare different salaries and benefits.

Questions people ask about $13 an hour in North Carolina

How much is $13 an hour a year after taxes in North Carolina?

Working 40 hours a week for 52 weeks, $13 an hour is $27,040 before tax. After $1,094 federal income tax, $2,069 Social Security and Medicare, and $570 in North Carolina state taxes, you take home $23,307 a year as a single filer in 2026.

How much is $13 an hour biweekly after taxes in North Carolina?

$13 an hour is $1,040 gross every two weeks. After taxes a biweekly paycheck comes to about $896.

$13 an hour is how much a month?

$13 an hour is $2,253 a month before tax and about $1,942 after tax in North Carolina, averaged over 12 months.

How much rent can I afford on $13 an hour?

The 30% rule puts rent at $676 a month on $2,253 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $971.

How much is $13 an hour with overtime in North Carolina?

At 50 hours a week (10 hours at $19.50), you earn $37,180 a year and keep $31,485. The 2026 federal overtime deduction takes $3,380 of overtime premium out of federal taxable income; Social Security and Medicare still apply.

How much North Carolina state tax comes out of $13 an hour?

$570 a year, or $22 per biweekly paycheck, in North Carolina income tax. Local income taxes, where they exist, are not included.

Sources and assumptions

Tax year 2026. Annual tax for one earner with no dependents, other income or credits; 52 paid weeks unless changed in the calculator. Hourly earnings assume time-and-a-half after 40 hours. The overtime deduction requires qualifying FLSA premium. Local income taxes are not included. How we calculate.