$16 an hour after taxes in Tennessee

$16 an hour is $33,280 a year before tax at 40 hours a week.

After 2026 federal, FICA and Tennessee taxes, you keep

$28,920 a year, estimated

Annual tax estimate averaged by pay period. Actual employer withholding depends on your W-4 and payroll. Excludes local income tax, dependents, credits and other income. Joint filing models one earner.

Tennessee has no state income tax on wages.

Every two weeks
$1,112
Every month
$2,410
Effective tax rate
13.1%

Tax year 2026. Single filer, 40.0 hours per working week, 52 paid weeks. Sources and individual retrieval dates.

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Pay
Filing status, weeks, overtime and benefits

Hourly overtime assumes time-and-a-half after 40 hours. Only FLSA-qualified premium is deductible; the reported amount is already part of your gross pay. Salary means total earnings for the year entered.

2026 employee 401(k) limits: $24,500 normally, $32,500 with age-50 catch-up, or $35,750 at ages 60–63 if the plan permits. Employer match is separate. Contributions elsewhere reduce the available limit; other employers' income and taxes are not included. Age here affects retirement limits only; age-related income-tax deductions are excluded.

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Where $16 an hour goes in Tennessee

Estimated annual liability averaged by period for $16 an hour in Tennessee; single, one earner
LineEvery two weeksYear
Gross pay$1,280.00$33,280.00
Federal income tax−$69.75−$1,813.60
Social Security tax−$79.36−$2,063.36
Medicare tax−$18.56−$482.56
Tennessee income tax (none)$0.00$0.00
Take-home pay$1,112.33$28,920.48
Where each $100 of gross pay goes
Take-home pay $86.90 Federal income tax $5.45 Social Security $6.20 Medicare $1.45 Tennessee income tax $0.00

$16 an hour per paycheck, month and day in Tennessee

$16 an hour in Tennessee: gross and take-home by pay period (2026, single filer)
PeriodGrossTaxes and deductionsTake-home
Year$33,280−$4,360$28,920
Month$2,773−$363$2,410
Every two weeks$1,280−$168$1,112
Twice a month$1,387−$182$1,205
Week$640−$84$556
Day$128−$17$111

Biweekly means 26 paychecks a year. A day is one of 260 working days (five a week). "Taxes and deductions" includes every line of the pay stub above.

If you work more or fewer hours

$16 an hour at different weekly hours in Tennessee. Hours over 40 are paid at $24.00 (1.5×).
Hours a weekWeekly grossYearly grossYearly take-homeBiweekly take-home
20$320$16,640$15,313$589
25$400$20,800$18,739$721
30$480$24,960$22,165$852
35$560$29,120$25,578$984
40$640$33,280$28,920$1,112
45 5 overtime$760$39,520$34,184$1,315
50 10 overtime$880$45,760$39,447$1,517

Eligible FLSA overtime premium may qualify for a 2025–2028 federal deduction, capped at $12,500 for single filers before the MAGI phaseout. These examples assume eligibility. Overtime is still wages; FICA and modeled state taxes apply, and employer withholding does not automatically disappear. Choose eligibility and paid weeks.

Example monthly budget

Rent at 30% of gross pay
$832 a month
Needs (50% of take-home)
$1,205 a month
Wants (30%)
$723 a month
Savings and debt (20%)
$482 a month

These are budgeting heuristics, not local rent data or a finding that a household can afford these costs. HUD's housing-burden benchmark includes housing costs and utilities, not rent alone. The 50/30/20 illustration uses $2,410 estimated monthly take-home; compare it with your actual bills and debts.

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How Tennessee compares

Tennessee has no state income tax on wages, so on $16 an hour ($33,280 a year) you pay only federal income tax, Social Security and Medicare. That ties Tennessee with 7 other states for the lowest state tax on this pay among 51 jurisdictions.

$16 an hour, single filer. Selected state and nearby states first, followed by all remaining states. Periods are annual averages; local taxes and credits are excluded.
Compare
Tennessee Selected$0$28,920Compare Tennessee
Alabama$1,327$27,593Compare Alabama
ArkansasProvisional parameters$744$28,177Compare Arkansas
Georgia$912$28,008Compare Georgia
Kentucky$1,047$27,873Compare Kentucky
MissouriProvisional parameters$605$28,315Compare Missouri
Mississippi$599$28,321Compare Mississippi
Florida$0$28,920Compare Florida
Nevada$0$28,920Compare Nevada
New Hampshire$0$28,920Compare New Hampshire
North Dakota$0$28,920Compare North Dakota
South Dakota$0$28,920Compare South Dakota
Texas$0$28,920Compare Texas
Wyoming$0$28,920Compare Wyoming
Alaska$166$28,754Compare Alaska
South Carolina$364$28,557Compare South Carolina
Arizona$430$28,491Compare Arizona
New Mexico$442$28,479Compare New Mexico
Washington$462$28,459Compare Washington
Ohio$465$28,456Compare Ohio
Iowa$613$28,308Compare Iowa
Louisiana$613$28,307Compare Louisiana
NebraskaProvisional parameters$638$28,282Compare Nebraska
IdahoProvisional parameters$666$28,255Compare Idaho
VermontProvisional parameters$681$28,239Compare Vermont
UtahProvisional parameters$705$28,216Compare Utah
CaliforniaProvisional parameters$747$28,174Compare California
WisconsinProvisional parameters$753$28,168Compare Wisconsin
New Jersey$776$28,144Compare New Jersey
Montana$807$28,113Compare Montana
North Carolina$819$28,101Compare North Carolina
West Virginia$831$28,090Compare West Virginia
Connecticut$836$28,084Compare Connecticut
Hawaii$868$28,052Compare Hawaii
MaineProvisional parameters$882$28,039Compare Maine
District of ColumbiaProvisional parameters$897$28,024Compare District of Columbia
Colorado$902$28,018Compare Colorado
Oklahoma$952$27,968Compare Oklahoma
Indiana$952$27,968Compare Indiana
Rhode Island$997$27,923Compare Rhode Island
Pennsylvania$1,045$27,875Compare Pennsylvania
Kansas$1,067$27,854Compare Kansas
Virginia$1,100$27,821Compare Virginia
MinnesotaProvisional parameters$1,111$27,809Compare Minnesota
MichiganProvisional parameters$1,162$27,759Compare Michigan
MarylandProvisional parameters$1,215$27,706Compare Maryland
Delaware$1,303$27,617Compare Delaware
New York$1,375$27,545Compare New York
Massachusetts$1,497$27,423Compare Massachusetts
Illinois$1,503$27,418Compare Illinois
OregonProvisional parameters$2,172$26,748Compare Oregon

Use the heading buttons to sort with JavaScript. Every state link and all annual values remain available without it. Compare different salaries and benefits.

Questions people ask about $16 an hour in Tennessee

How much is $16 an hour a year after taxes in Tennessee?

Working 40 hours a week for 52 weeks, $16 an hour is $33,280 before tax. After $1,814 federal income tax, $2,546 Social Security and Medicare, and $0 in Tennessee state taxes, you take home $28,920 a year as a single filer in 2026.

How much is $16 an hour biweekly after taxes in Tennessee?

$16 an hour is $1,280 gross every two weeks. After taxes a biweekly paycheck comes to about $1,112.

$16 an hour is how much a month?

$16 an hour is $2,773 a month before tax and about $2,410 after tax in Tennessee, averaged over 12 months.

How much rent can I afford on $16 an hour?

The 30% rule puts rent at $832 a month on $2,773 gross. Budgeting from take-home pay with 50/30/20, all needs including rent get $1,205.

How much is $16 an hour with overtime in Tennessee?

At 50 hours a week (10 hours at $24.00), you earn $45,760 a year and keep $39,447. The 2026 federal overtime deduction takes $4,160 of overtime premium out of federal taxable income; Social Security and Medicare still apply.

Does Tennessee take state income tax out of paychecks?

No. Tennessee has no state income tax on wages, so nothing is withheld for it. Local taxes are not included here.

Sources and assumptions

Tax year 2026. Annual tax for one earner with no dependents, other income or credits; 52 paid weeks unless changed in the calculator. Hourly earnings assume time-and-a-half after 40 hours. The overtime deduction requires qualifying FLSA premium. Local income taxes are not included. How we calculate.